本網站商品資訊僅供參考,實際內容以保險公司公開資訊為準

遠雄人壽 DZ3 新美滿永樂利率變動型增額終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
商品特色 商品 DM 商品條款

保障年年增額,壽險保障享終身;靈活反映市場利率,每年有機會享有增值回饋分享金;豁免2~6級失能+二大附加加值,保障不中斷

被保險人資料

性別

年齡(16~60歲)

保額(10.00~6000.00萬)

商品年期

領回時間

重新計算
外匯換算new

外幣兌台幣資料表,實際資料以各銀行兌換利率為準。

(來源:期交所)
新臺幣
宣告利率

2.25%

保額折扣

3.0000%

繳費方式(折扣)

自動轉賬1%

試算結果
  • 年繳保費:

    $ 194,036

  • 首年保費:

    $ 194,036

  • 續年保費:

    $ 194,036

  • 總繳金額:

    $ 3,880,720

  • 領回金額:

    $ 4,913,168

外匯換算new

外幣兌台幣資料表,實際資料以各銀行兌換利率為準。

(來源:期交所)
新臺幣
IRR

1.52%

淨報酬

1,032,448 /TWD

這是依據你設定的領回時間所計算出來的,會依照年度變化。詳細的預估表請參考下方的簡易試算表。

簡易試算表
年度 總繳保費 解約金 IRR
2 388,072 150,794 -48.64%
3 582,108 314,518 -27.75%
4 776,144 492,036 -17.41%
5 970,180 683,034 -11.46%
6 1,164,216 887,984 -7.68%
7 1,358,252 1,106,924 -5.1%
8 1,552,288 1,340,720 -3.25%
9 1,746,324 1,565,869 -2.17%
10 1,940,360 1,781,705 -1.54%
11 2,134,396 2,081,407 -0.4%
12 2,328,432 2,316,106 -0.07%
13 2,522,468 2,556,229 0.2%
14 2,716,504 2,801,540 0.43%
15 2,910,540 3,052,431 0.61%
16 3,104,576 3,309,021 0.76%
17 3,298,612 3,571,388 0.89%
18 3,492,648 3,839,610 1%
19 3,686,684 4,113,806 1.1%
20 3,880,720 4,394,408 1.18%
21 3,880,720 4,493,051 1.27%
22 3,880,720 4,594,524 1.35%
23 3,880,720 4,698,472 1.42%
24 3,880,720 4,804,543 1.47%
25 3,880,720 4,913,168 1.52%
26 3,880,720 5,024,426 1.57%
27 3,880,720 5,138,357 1.61%
28 3,880,720 5,254,489 1.64%
29 3,880,720 5,373,410 1.67%
30 3,880,720 5,495,162 1.7%
31 3,880,720 5,619,271 1.73%
32 3,880,720 5,746,250 1.75%
33 3,880,720 5,876,293 1.77%
34 3,880,720 6,009,284 1.79%
35 3,880,720 6,145,420 1.81%
36 3,880,720 6,284,699 1.83%
37 3,880,720 6,426,611 1.85%
38 3,880,720 6,571,864 1.86%
39 3,880,720 6,720,850 1.87%
40 3,880,720 6,872,784 1.89%
41 3,880,720 7,028,098 1.9%
42 3,880,720 7,187,498 1.91%
43 3,880,720 7,349,886 1.92%
44 3,880,720 7,515,968 1.93%
45 3,880,720 7,686,294 1.94%
46 3,880,720 7,859,804 1.95%
47 3,880,720 8,037,793 1.96%
48 3,880,720 8,219,674 1.97%
49 3,880,720 8,405,602 1.97%
50 3,880,720 8,596,168 1.98%
51 3,880,720 8,790,270 1.99%
52 3,880,720 8,989,207 2%
53 3,880,720 9,192,467 2%
54 3,880,720 9,400,678 2.01%
55 3,880,720 9,613,409 2.01%
56 3,880,720 9,830,738 2.02%
57 3,880,720 10,053,333 2.03%
58 3,880,720 10,280,644 2.03%
59 3,880,720 10,513,418 2.04%
60 3,880,720 10,751,105 2.04%
61 3,880,720 10,993,861 2.04%
62 3,880,720 11,243,062 2.05%
63 3,880,720 11,497,451 2.05%
64 3,880,720 11,757,185 2.06%
65 3,880,720 12,022,970 2.06%
66 3,880,720 12,294,966 2.06%
67 3,880,720 12,573,288 2.07%
68 3,880,720 12,857,349 2.07%
69 3,880,720 13,148,719 2.08%
70 3,880,720 13,446,063 2.08%
71 3,880,720 13,750,245 2.08%
72 3,880,720 14,061,304 2.08%
73 3,880,720 14,378,730 2.09%
74 3,880,720 14,704,056 2.09%
75 3,880,720 15,036,730 2.09%
76 3,880,720 15,376,832 2.1%
77 3,880,720 15,723,812 2.1%
78 3,880,720 16,079,320 2.1%
79 3,880,720 16,443,474 2.1%
80 3,880,720 16,710,989 2.1%