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本網站商品資訊僅供參考，實際內容以保險公司公開資訊為準

全球人壽 QPS 鑫利旺盛利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
  • 內含豁免
  • 重大燒燙傷
  • 特定疾病
商品特色 商品 DM 商品條款

加值四大權益：二至六級失能生活扶助保險金／重大燒燙傷保險金／ 提前給付保險金／老年照護住院醫療保險金；特定傷病給付：3項特定傷病(嚴重阿茲海默氏症/嚴重巴金森氏症/嚴重頭部創傷) 提供額外給付，保障加

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商品特色

加值四大權益：二至六級失能生活扶助保險金／重大燒燙傷保險金／ 提前給付保險金／老年照護住院醫療保險金；特定傷病給付：3項特定傷病(嚴重阿茲海默氏症/嚴重巴金森氏症/嚴重頭部創傷) 提供額外給付，保障加倍安心；分期定額保險金給付，讓保險守護摯愛的下一代

被保險人資料

性別

年齡(16~75歲)

保額(20.00~6000.00萬)

商品年期

領回時間

重新計算
外匯換算new

外幣兌台幣資料表，實際資料以各銀行兌換利率為準。

(來源：期交所)
新臺幣
宣告利率

2%

保額折扣

0.3000%

繳費方式（折扣）

無折扣

試算結果

  • 年繳保費：

    $ 2,994,888

  • 首年保費：

    $ 2,994,888

  • 續年保費：

    $ 0

  • 總繳金額：

    $ 2,994,888

  • 領回金額：

    $ 3,573,102

外匯換算new

外幣兌台幣資料表，實際資料以各銀行兌換利率為準。

(來源：期交所)
新臺幣
IRR

1.5%

淨報酬

578,214 /TWD

這是依據你設定的領回時間所計算出來的，會依照年度變化。詳細的預估表請參考下方的簡易試算表。

簡易試算表
年度 總繳保費 解約金 IRR
1 2,994,888 2,765,355 -7.65%
2 2,994,888 2,849,033 -2.45%
3 2,994,888 2,934,000 -0.67%
4 2,994,888 3,049,562 0.47%
5 2,994,888 3,107,754 0.76%
6 2,994,888 3,196,512 1.11%
7 2,994,888 3,256,604 1.22%
8 2,994,888 3,317,541 1.3%
9 2,994,888 3,379,343 1.37%
10 2,994,888 3,441,956 1.42%
11 2,994,888 3,507,060 1.46%
12 2,994,888 3,573,102 1.5%
13 2,994,888 3,640,052 1.53%
14 2,994,888 3,707,861 1.55%
15 2,994,888 3,776,514 1.57%
16 2,994,888 3,845,984 1.59%
17 2,994,888 3,916,231 1.61%
18 2,994,888 3,987,205 1.62%
19 2,994,888 4,058,845 1.63%
20 2,994,888 4,131,150 1.64%
21 2,994,888 4,208,720 1.65%
22 2,994,888 4,287,383 1.66%
23 2,994,888 4,367,148 1.67%
24 2,994,888 4,448,029 1.68%
25 2,994,888 4,530,004 1.68%
26 2,994,888 4,613,015 1.69%
27 2,994,888 4,696,939 1.7%
28 2,994,888 4,781,637 1.7%
29 2,994,888 4,866,906 1.7%
30 2,994,888 4,952,769 1.71%
31 2,994,888 5,045,266 1.71%
32 2,994,888 5,139,006 1.72%
33 2,994,888 5,233,904 1.72%
34 2,994,888 5,329,860 1.72%
35 2,994,888 5,426,781 1.73%
36 2,994,888 5,524,611 1.73%
37 2,994,888 5,623,244 1.73%
38 2,994,888 5,722,499 1.73%
39 2,994,888 5,822,219 1.73%
40 2,994,888 5,922,083 1.73%
41 2,994,888 6,035,527 1.74%
42 2,994,888 6,150,735 1.74%
43 2,994,888 6,267,668 1.75%
44 2,994,888 6,386,305 1.75%
45 2,994,888 6,506,602 1.75%
46 2,994,888 6,628,509 1.76%
47 2,994,888 6,751,942 1.76%
48 2,994,888 6,876,790 1.76%
49 2,994,888 7,002,952 1.76%
50 2,994,888 7,130,221 1.77%
51 2,994,888 7,258,478 1.77%
52 2,994,888 7,387,708 1.77%
53 2,994,888 7,517,780 1.77%
54 2,994,888 7,648,515 1.77%
55 2,994,888 7,779,645 1.77%
56 2,994,888 7,910,857 1.76%
57 2,994,888 8,041,603 1.76%
58 2,994,888 8,171,328 1.76%
59 2,994,888 8,299,437 1.76%
60 2,994,888 8,425,377 1.75%
61 2,994,888 8,576,653 1.75%
62 2,994,888 8,728,426 1.76%
63 2,994,888 8,882,864 1.76%
64 2,994,888 9,040,006 1.76%
65 2,994,888 9,199,898 1.76%
66 2,994,888 9,362,571 1.76%
67 2,994,888 9,528,065 1.76%
68 2,994,888 9,696,382 1.76%
69 2,994,888 9,867,553 1.76%
70 2,994,888 10,041,594 1.76%
71 2,994,888 10,218,525 1.76%
72 2,994,888 10,398,348 1.76%
73 2,994,888 10,580,956 1.76%
74 2,994,888 10,766,317 1.76%
75 2,994,888 10,954,385 1.76%
76 2,994,888 11,145,062 1.76%
77 2,994,888 11,338,201 1.76%
78 2,994,888 11,533,838 1.76%
79 2,994,888 11,731,574 1.76%