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全球人壽 FDD 金價美利率變動型美元終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
商品特色 商品 DM 商品條款

繳費一次保障終身;分期給付提前規劃;轉投年金終身領金

被保險人資料

性別

年齡(0~85歲)

保額(1.00~300.00萬)

商品年期

領回時間

重新計算
外匯換算new

外幣兌台幣資料表,實際資料以各銀行兌換利率為準。

(來源:期交所)
新臺幣
宣告利率

3.2%

保額折扣

0.5000%

繳費方式(折扣)

無折扣

試算結果
  • 年繳保費:

    $ 99,519

  • 首年保費:

    $ 99,519

  • 續年保費:

    $ 0

  • 總繳金額:

    $ 99,519

  • 領回金額:

    $ 125,401

外匯換算new

外幣兌台幣資料表,實際資料以各銀行兌換利率為準。

(來源:期交所)
新臺幣
IRR

2.62%

淨報酬

25,882 /USD

這是依據您設定的領回時間所計算出來的,會依照年度變化。詳細的預估表請參考下方的簡易試算表。

簡易試算表
年度 總繳保費 解約金 IRR
1 99,519 88,329 -11.23%
2 99,519 100,005 0.26%
3 99,519 103,202 1.23%
4 99,519 106,481 1.72%
5 99,519 109,856 2.01%
6 99,519 114,342 2.36%
7 99,519 117,923 2.47%
8 99,519 121,614 2.55%
9 99,519 125,401 2.62%
10 99,519 129,325 2.67%
11 99,519 133,386 2.71%
12 99,519 137,570 2.75%
13 99,519 141,879 2.78%
14 99,519 146,310 2.81%
15 99,519 150,865 2.83%
16 99,519 155,530 2.84%
17 99,519 160,332 2.86%
18 99,519 165,299 2.87%
19 99,519 170,375 2.89%
20 99,519 175,602 2.9%
21 99,519 181,063 2.91%
22 99,519 186,674 2.92%
23 99,519 192,478 2.92%
24 99,519 198,432 2.93%
25 99,519 204,579 2.94%
26 99,519 210,876 2.95%
27 99,519 217,380 2.95%
28 99,519 224,061 2.96%
29 99,519 230,935 2.96%
30 99,519 238,001 2.96%
31 99,519 245,286 2.97%
32 99,519 252,764 2.97%
33 99,519 260,474 2.97%
34 99,519 268,377 2.98%
35 99,519 276,513 2.98%
36 99,519 284,855 2.98%
37 99,519 293,430 2.98%
38 99,519 302,224 2.98%
39 99,519 311,266 2.98%
40 99,519 320,513 2.98%
41 99,519 329,980 2.98%
42 99,519 339,707 2.98%
43 99,519 349,682 2.98%
44 99,519 359,903 2.98%
45 99,519 370,385 2.98%
46 99,519 381,142 2.98%
47 99,519 392,145 2.98%
48 99,519 403,423 2.97%
49 99,519 414,961 2.97%
50 99,519 426,802 2.97%
51 99,519 438,889 2.97%
52 99,519 451,292 2.96%
53 99,519 463,956 2.96%
54 99,519 476,948 2.96%
55 99,519 490,229 2.96%
56 99,519 503,812 2.95%
57 99,519 517,710 2.95%
58 99,519 531,924 2.95%
59 99,519 546,495 2.94%
60 99,519 561,368 2.94%
61 99,519 576,569 2.94%
62 99,519 592,100 2.93%
63 99,519 608,002 2.93%
64 99,519 624,246 2.93%
65 99,519 640,875 2.92%
66 99,519 657,874 2.92%
67 99,519 675,244 2.91%
68 99,519 693,011 2.91%
69 99,519 711,176 2.91%
70 99,519 729,753 2.9%
71 99,519 748,769 2.9%
72 99,519 768,238 2.89%
73 99,519 788,228 2.89%
74 99,519 808,835 2.89%
75 99,519 830,197 2.88%
76 99,519 852,410 2.88%
77 99,519 875,967 2.88%
78 99,519 902,364 2.88%
79 99,519 931,314 2.89%