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本網站商品資訊僅供參考，實際內容以保險公司公開資訊為準

中國人壽 5IID 大發富利利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 內含豁免
商品特色 商品 DM 商品條款

分期繳費能減輕您的保費負擔，讓您輕鬆投保、終身有保障；壽險保障逐步遞增，周全您人生的保障需求；二至六級失能豁免保險費，保障不中斷；增值回饋分享金給付方式自由選，滿足不同資金運用需求

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商品特色

分期繳費能減輕您的保費負擔，讓您輕鬆投保、終身有保障；壽險保障逐步遞增，周全您人生的保障需求；二至六級失能豁免保險費，保障不中斷；增值回饋分享金給付方式自由選，滿足不同資金運用需求

被保險人資料

性別

年齡(16~75歲)

保額(5.00~20000.00萬)

商品年期

領回時間

重新計算
外匯換算new

外幣兌台幣資料表，實際資料以各銀行兌換利率為準。

(來源：期交所)
新臺幣
宣告利率

1.8%

保額折扣

2.5000%

繳費方式（折扣）

轉賬1%

試算結果

  • 年繳保費：

    $ 194,589

  • 首年保費：

    $ 194,589

  • 續年保費：

    $ 194,589

  • 總繳金額：

    $ 1,167,534

  • 領回金額：

    $ 1,449,460

外匯換算new

外幣兌台幣資料表，實際資料以各銀行兌換利率為準。

(來源：期交所)
新臺幣
IRR

1.42%

淨報酬

281,926 /TWD

這是依據你設定的領回時間所計算出來的，會依照年度變化。詳細的預估表請參考下方的簡易試算表。

簡易試算表
年度 總繳保費 解約金 IRR
1 194,589 94,583 -51.38%
2 389,178 265,183 -22.99%
3 583,767 459,399 -11.49%
4 778,356 677,592 -5.45%
5 972,945 920,253 -1.84%
6 1,167,534 1,176,041 0.22%
7 1,167,534 1,207,939 0.77%
8 1,167,534 1,228,296 0.94%
9 1,167,534 1,248,880 1.05%
10 1,167,534 1,269,688 1.14%
11 1,167,534 1,291,370 1.21%
12 1,167,534 1,313,285 1.26%
13 1,167,534 1,335,437 1.3%
14 1,167,534 1,357,826 1.33%
15 1,167,534 1,380,440 1.36%
16 1,167,534 1,403,258 1.38%
17 1,167,534 1,426,276 1.4%
18 1,167,534 1,449,460 1.42%
19 1,167,534 1,472,807 1.43%
20 1,167,534 1,496,284 1.44%
21 1,167,534 1,521,610 1.46%
22 1,167,534 1,547,192 1.47%
23 1,167,534 1,573,111 1.48%
24 1,167,534 1,599,332 1.49%
25 1,167,534 1,625,854 1.5%
26 1,167,534 1,652,638 1.5%
27 1,167,534 1,679,652 1.51%
28 1,167,534 1,706,851 1.51%
29 1,167,534 1,734,160 1.52%
30 1,167,534 1,761,577 1.52%
31 1,167,534 1,791,281 1.53%
32 1,167,534 1,821,266 1.53%
33 1,167,534 1,851,580 1.54%
34 1,167,534 1,882,179 1.54%
35 1,167,534 1,912,970 1.54%
36 1,167,534 1,943,973 1.55%
37 1,167,534 1,975,160 1.55%
38 1,167,534 2,006,473 1.55%
39 1,167,534 2,037,860 1.55%
40 1,167,534 2,069,266 1.55%
41 1,167,534 2,105,411 1.56%
42 1,167,534 2,142,085 1.56%
43 1,167,534 2,179,256 1.57%
44 1,167,534 2,216,962 1.57%
45 1,167,534 2,255,169 1.58%
46 1,167,534 2,293,841 1.58%
47 1,167,534 2,333,017 1.58%
48 1,167,534 2,372,621 1.58%
49 1,167,534 2,412,737 1.59%
50 1,167,534 2,453,244 1.59%
51 1,167,534 2,494,144 1.59%
52 1,167,534 2,535,392 1.59%
53 1,167,534 2,576,995 1.59%
54 1,167,534 2,618,912 1.6%
55 1,167,534 2,661,096 1.6%
56 1,167,534 2,703,468 1.6%
57 1,167,534 2,746,022 1.6%
58 1,167,534 2,788,635 1.6%
59 1,167,534 2,831,255 1.59%
60 1,167,534 2,873,712 1.59%
61 1,167,534 2,924,680 1.6%
62 1,167,534 2,976,147 1.6%
63 1,167,534 3,028,117 1.6%
64 1,167,534 3,080,635 1.6%
65 1,167,534 3,133,645 1.61%
66 1,167,534 3,187,121 1.61%
67 1,167,534 3,241,067 1.61%
68 1,167,534 3,295,486 1.61%
69 1,167,534 3,350,383 1.61%
70 1,167,534 3,405,665 1.61%
71 1,167,534 3,461,383 1.61%
72 1,167,534 3,517,494 1.61%
73 1,167,534 3,573,997 1.61%
74 1,167,534 3,630,851 1.61%
75 1,167,534 3,688,053 1.61%
76 1,167,534 3,745,503 1.61%
77 1,167,534 3,802,797 1.61%
78 1,167,534 3,858,682 1.61%
79 1,167,534 3,897,869 1.6%