• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

新光人壽 GLA 美滿富貴外幣利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
  • 失能扶助
商品特色 商品 DM 商品條款

分期繳美元收付保單;身故或完全失能可選擇分期定期給付

被保險人資料

性別

年齡(0~74歲)

保額(0.30~200.00萬)

商品年期

領回時間

重新計算
宣告利率

3.2%

保額折扣

2.0000%

繳費方式(折扣)

金融機構轉賬1%

試算結果
  • 年繳保費:

    $ 11,759

  • 首年保費:

    $ 11,759

  • 續年保費:

    $ 11,759

  • 總繳金額:

    $ 70,554

  • 領回金額:

    $ 94,391

IRR

2.36%

淨報酬

23,837 /USD

簡易試算表
年度 總繳保費 解約金 IRR
1 11,759 5,907 -49.75%
2 23,518 16,484 -21.46%
3 35,277 28,374 -10.48%
4 47,036 41,607 -4.83%
5 58,795 56,218 -1.48%
6 70,554 71,550 0.42%
7 70,554 74,444 1.21%
8 70,554 76,709 1.54%
9 70,554 79,037 1.77%
10 70,554 81,431 1.94%
11 70,554 83,889 2.07%
12 70,554 86,414 2.17%
13 70,554 89,006 2.25%
14 70,554 91,665 2.31%
15 70,554 94,391 2.36%
16 70,554 97,186 2.41%
17 70,554 100,050 2.45%
18 70,554 102,986 2.48%
19 70,554 105,993 2.51%
20 70,554 109,072 2.53%
21 70,554 112,227 2.55%
22 70,554 115,459 2.57%
23 70,554 118,770 2.58%
24 70,554 122,163 2.6%
25 70,554 125,643 2.61%
26 70,554 129,211 2.62%
27 70,554 132,866 2.63%
28 70,554 136,604 2.64%
29 70,554 140,421 2.64%
30 70,554 144,307 2.65%
31 70,554 148,272 2.65%
32 70,554 152,330 2.65%
33 70,554 156,475 2.66%
34 70,554 160,701 2.66%
35 70,554 165,003 2.66%
36 70,554 169,378 2.66%
37 70,554 173,830 2.66%
38 70,554 178,357 2.66%
39 70,554 182,955 2.66%
40 70,554 187,620 2.65%
41 70,554 192,352 2.65%
42 70,554 197,146 2.65%
43 70,554 202,005 2.64%
44 70,554 206,927 2.64%
45 70,554 211,912 2.63%
46 70,554 216,960 2.63%
47 70,554 222,071 2.62%
48 70,554 227,245 2.62%
49 70,554 232,481 2.61%
50 70,554 237,776 2.6%
51 70,554 243,126 2.6%
52 70,554 248,530 2.59%
53 70,554 253,988 2.58%
54 70,554 259,497 2.57%
55 70,554 265,063 2.57%
56 70,554 270,684 2.56%
57 70,554 276,363 2.55%
58 70,554 282,101 2.54%
59 70,554 287,895 2.53%
60 70,554 293,741 2.52%
61 70,554 299,620 2.52%
62 70,554 305,509 2.51%
63 70,554 311,438 2.5%
64 70,554 317,407 2.49%
65 70,554 323,415 2.48%
66 70,554 329,464 2.47%
67 70,554 335,552 2.46%
68 70,554 341,681 2.45%
69 70,554 347,850 2.44%
70 70,554 354,062 2.43%
71 70,554 360,316 2.42%
72 70,554 366,615 2.41%
73 70,554 372,960 2.4%
74 70,554 379,355 2.39%
75 70,554 385,806 2.38%
76 70,554 392,330 2.38%
77 70,554 398,966 2.37%
78 70,554 405,845 2.36%
79 70,554 413,463 2.35%
80 70,554 420,080 2.34%
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