• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

全球人壽 FAD 超美富利利率變動型增額終身壽險

  • 宣告利率
  • 增額型
商品特色 商品 DM 商品條款

6年繳費,終身保障;美元收付,多元配置;增值享利,自由運用

被保險人資料

性別

年齡(0~74歲)

保額(1.00~300.00萬)

商品年期

領回時間

重新計算
宣告利率

3.12%

保額折扣

1.8000%

繳費方式(折扣)

金融機構轉賬1.5%

試算結果
  • 年繳保費:

    $ 11,785

  • 首年保費:

    $ 11,785

  • 續年保費:

    $ 11,785

  • 總繳金額:

    $ 70,710

  • 領回金額:

    $ 95,441

IRR

2.44%

淨報酬

24,731 /USD

簡易試算表
年度 總繳保費 解約金 IRR
1 11,785 5,912 -49.82%
2 23,570 16,542 -21.39%
3 35,355 28,543 -10.31%
4 47,140 41,929 -4.62%
5 58,925 56,756 -1.23%
6 70,710 73,050 0.95%
7 70,710 75,260 1.4%
8 70,710 77,540 1.7%
9 70,710 79,870 1.9%
10 70,710 82,271 2.05%
11 70,710 84,728 2.16%
12 70,710 87,306 2.25%
13 70,710 89,941 2.33%
14 70,710 92,653 2.39%
15 70,710 95,441 2.44%
16 70,710 98,298 2.48%
17 70,710 101,225 2.51%
18 70,710 104,235 2.54%
19 70,710 107,309 2.57%
20 70,710 110,458 2.59%
21 70,710 113,684 2.61%
22 70,710 117,113 2.63%
23 70,710 120,637 2.65%
24 70,710 124,257 2.67%
25 70,710 127,972 2.68%
26 70,710 131,788 2.7%
27 70,710 135,700 2.71%
28 70,710 139,725 2.72%
29 70,710 143,840 2.73%
30 70,710 148,038 2.73%
31 70,710 152,343 2.74%
32 70,710 156,934 2.75%
33 70,710 161,652 2.76%
34 70,710 166,491 2.77%
35 70,710 171,437 2.77%
36 70,710 176,524 2.78%
37 70,710 181,724 2.79%
38 70,710 187,052 2.79%
39 70,710 192,500 2.79%
40 70,710 198,063 2.8%
41 70,710 203,746 2.8%
42 70,710 210,014 2.81%
43 70,710 216,465 2.81%
44 70,710 223,095 2.82%
45 70,710 229,914 2.83%
46 70,710 236,919 2.83%
47 70,710 244,132 2.84%
48 70,710 251,543 2.84%
49 70,710 259,156 2.85%
50 70,710 266,960 2.85%
51 70,710 274,980 2.85%
52 70,710 283,210 2.86%
53 70,710 291,649 2.86%
54 70,710 300,311 2.86%
55 70,710 309,175 2.86%
56 70,710 318,256 2.86%
57 70,710 327,552 2.87%
58 70,710 337,039 2.87%
59 70,710 346,729 2.87%
60 70,710 356,622 2.87%
61 70,710 366,693 2.87%
62 70,710 378,181 2.87%
63 70,710 390,030 2.88%
64 70,710 402,241 2.88%
65 70,710 414,833 2.88%
66 70,710 427,819 2.89%
67 70,710 441,204 2.89%
68 70,710 455,022 2.9%
69 70,710 469,259 2.9%
70 70,710 483,959 2.9%
71 70,710 499,110 2.91%
72 70,710 514,744 2.91%
73 70,710 530,847 2.91%
74 70,710 547,465 2.92%
75 70,710 564,610 2.92%
76 70,710 582,282 2.92%
77 70,710 600,520 2.93%
78 70,710 619,296 2.93%
79 70,710 638,664 2.93%
80 70,710 658,628 2.93%
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