• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

中國人壽 APIEPL 美利豐美元利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
  • 內含豁免
商品特色 商品 DM 商品條款

分期繳費,終身享有保障;二至六級失能豁免保險費,保障不間斷;美元收付,資產配置多元

被保險人資料

性別

年齡(0~70歲)

保額(0.27~600.00萬)

商品年期

領回時間

重新計算
宣告利率

2.9%

保額折扣

3.0000%

繳費方式(折扣)

金融機構轉賬1%

試算結果
  • 年繳保費:

    $ 9,687

  • 首年保費:

    $ 9,687

  • 續年保費:

    $ 9,687

  • 總繳金額:

    $ 96,870

  • 領回金額:

    $ 140,612

IRR

2.43%

淨報酬

43,742 /USD

簡易試算表
年度 總繳保費 解約金 IRR
1 9,687 3,211 -66.84%
2 19,374 11,598 -29.68%
3 29,061 20,769 -15.87%
4 38,748 30,479 -9.36%
5 48,435 40,877 -5.59%
6 58,122 52,549 -2.86%
7 67,809 69,855 0.76%
8 77,496 81,886 1.24%
9 87,183 94,243 1.57%
10 96,870 106,937 1.8%
11 96,870 109,909 1.95%
12 96,870 113,010 2.07%
13 96,870 116,187 2.16%
14 96,870 119,432 2.22%
15 96,870 122,766 2.28%
16 96,870 126,174 2.32%
17 96,870 129,665 2.36%
18 96,870 133,229 2.39%
19 96,870 136,879 2.41%
20 96,870 140,612 2.43%
21 96,870 144,422 2.45%
22 96,870 148,474 2.47%
23 96,870 152,625 2.49%
24 96,870 156,886 2.51%
25 96,870 161,252 2.52%
26 96,870 165,719 2.53%
27 96,870 170,296 2.54%
28 96,870 174,984 2.55%
29 96,870 179,761 2.56%
30 96,870 184,636 2.57%
31 96,870 189,615 2.57%
32 96,870 194,930 2.58%
33 96,870 200,360 2.59%
34 96,870 205,926 2.6%
35 96,870 211,624 2.6%
36 96,870 217,445 2.61%
37 96,870 223,398 2.61%
38 96,870 229,470 2.61%
39 96,870 235,672 2.62%
40 96,870 241,974 2.62%
41 96,870 248,391 2.62%
42 96,870 255,492 2.63%
43 96,870 262,786 2.63%
44 96,870 270,267 2.64%
45 96,870 277,949 2.64%
46 96,870 285,838 2.65%
47 96,870 293,940 2.65%
48 96,870 302,235 2.66%
49 96,870 310,736 2.66%
50 96,870 319,449 2.67%
51 96,870 328,367 2.67%
52 96,870 337,491 2.67%
53 96,870 346,839 2.67%
54 96,870 356,390 2.68%
55 96,870 366,153 2.68%
56 96,870 376,136 2.68%
57 96,870 386,313 2.68%
58 96,870 396,684 2.68%
59 96,870 407,260 2.68%
60 96,870 418,008 2.68%
61 96,870 428,934 2.68%
62 96,870 441,451 2.68%
63 96,870 454,348 2.69%
64 96,870 467,607 2.69%
65 96,870 481,262 2.7%
66 96,870 495,298 2.7%
67 96,870 509,761 2.7%
68 96,870 524,642 2.71%
69 96,870 539,949 2.71%
70 96,870 555,704 2.71%
71 96,870 571,923 2.72%
72 96,870 588,620 2.72%
73 96,870 605,782 2.72%
74 96,870 623,449 2.73%
75 96,870 641,633 2.73%
76 96,870 660,317 2.73%
77 96,870 679,477 2.73%
78 96,870 698,968 2.74%
79 96,870 718,236 2.74%
80 96,870 726,227 2.72%
我有興趣了解