• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

中國人壽 APIEPL 美利豐美元利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
  • 內含豁免
商品特色 商品 DM 商品條款

分期繳費,終身享有保障;二至六級失能豁免保險費,保障不間斷;美元收付,資產配置多元

被保險人資料

性別

年齡(0~74歲)

保額(0.27~600.00萬)

商品年期

領回時間

重新計算
宣告利率

2.9%

保額折扣

2.5000%

繳費方式(折扣)

金融機構轉賬1%

試算結果
  • 年繳保費:

    $ 11,721

  • 首年保費:

    $ 11,721

  • 續年保費:

    $ 11,721

  • 總繳金額:

    $ 70,326

  • 領回金額:

    $ 94,523

IRR

2.4%

淨報酬

24,197 /USD

簡易試算表
年度 總繳保費 解約金 IRR
1 11,721 5,687 -51.46%
2 23,442 15,119 -25.89%
3 35,163 24,860 -16.35%
4 46,884 37,159 -9.07%
5 58,605 57,993 -0.33%
6 70,326 72,991 1.08%
7 70,326 75,782 1.68%
8 70,326 77,909 1.89%
9 70,326 80,088 2.03%
10 70,326 82,326 2.13%
11 70,326 84,613 2.21%
12 70,326 87,002 2.27%
13 70,326 89,448 2.32%
14 70,326 91,956 2.37%
15 70,326 94,523 2.4%
16 70,326 97,147 2.43%
17 70,326 99,836 2.45%
18 70,326 102,587 2.48%
19 70,326 105,396 2.49%
20 70,326 108,270 2.51%
21 70,326 111,201 2.52%
22 70,326 114,320 2.53%
23 70,326 117,514 2.55%
24 70,326 120,790 2.56%
25 70,326 124,149 2.57%
26 70,326 127,595 2.58%
27 70,326 131,113 2.59%
28 70,326 134,719 2.59%
29 70,326 138,401 2.6%
30 70,326 142,160 2.6%
31 70,326 145,987 2.61%
32 70,326 150,074 2.61%
33 70,326 154,259 2.62%
34 70,326 158,545 2.63%
35 70,326 162,936 2.63%
36 70,326 167,420 2.63%
37 70,326 172,005 2.64%
38 70,326 176,683 2.64%
39 70,326 181,446 2.64%
40 70,326 186,299 2.64%
41 70,326 191,238 2.64%
42 70,326 196,706 2.65%
43 70,326 202,321 2.66%
44 70,326 208,092 2.66%
45 70,326 214,017 2.67%
46 70,326 220,090 2.67%
47 70,326 226,322 2.67%
48 70,326 232,705 2.68%
49 70,326 239,244 2.68%
50 70,326 245,960 2.68%
51 70,326 252,834 2.69%
52 70,326 259,866 2.69%
53 70,326 267,054 2.69%
54 70,326 274,414 2.69%
55 70,326 281,936 2.69%
56 70,326 289,609 2.69%
57 70,326 297,449 2.69%
58 70,326 305,435 2.69%
59 70,326 313,580 2.69%
60 70,326 321,855 2.69%
61 70,326 330,270 2.69%
62 70,326 339,905 2.7%
63 70,326 349,831 2.7%
64 70,326 360,037 2.7%
65 70,326 370,545 2.71%
66 70,326 381,365 2.71%
67 70,326 392,492 2.71%
68 70,326 403,940 2.72%
69 70,326 415,735 2.72%
70 70,326 427,877 2.72%
71 70,326 440,371 2.73%
72 70,326 453,210 2.73%
73 70,326 466,431 2.73%
74 70,326 480,036 2.74%
75 70,326 494,037 2.74%
76 70,326 508,426 2.74%
77 70,326 523,178 2.74%
78 70,326 538,181 2.75%
79 70,326 553,012 2.75%
80 70,326 559,166 2.72%
我有興趣了解