• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

富邦人壽 SAP 金開鑫利率變動型年金保險

  • 宣告利率
  • 增額型
  • 退休規劃
商品特色 商品 DM 商品條款

退休準備;靈活反應掌握市場利率變動,反應目前市場趨勢

被保險人資料

性別

年齡(0~80歲)

保額(1.00~10000.00萬)

商品年期

領回時間

重新計算
宣告利率

1.9%

保額折扣

0.0000%

繳費方式(折扣)

無折扣

試算結果
  • 年繳保費:

    $ 3,000,000

  • 首年保費:

    $ 3,000,000

  • 續年保費:

    $ 0

  • 總繳金額:

    $ 3,000,000

  • 領回金額:

    $ 3,524,100

IRR

1.82%

淨報酬

524,100 /TWD

簡易試算表
年度 總繳保費 解約金 IRR
1 3,000,000 2,824,200 -5.84%
2 3,000,000 2,915,100 -1.41%
3 3,000,000 3,024,600 0.29%
4 3,000,000 3,121,200 1.01%
5 3,000,000 3,204,300 1.34%
6 3,000,000 3,273,300 1.48%
7 3,000,000 3,377,400 1.72%
8 3,000,000 3,450,000 1.78%
9 3,000,000 3,524,100 1.82%
10 3,000,000 3,600,000 1.85%
11 3,000,000 3,677,400 1.88%
12 3,000,000 3,756,600 1.91%
13 3,000,000 3,837,300 1.93%
14 3,000,000 3,919,800 1.94%
15 3,000,000 4,004,100 1.96%
16 3,000,000 4,090,200 1.97%
17 3,000,000 4,178,100 1.98%
18 3,000,000 4,267,800 1.99%
19 3,000,000 4,359,600 2%
20 3,000,000 4,453,200 2.01%
21 3,000,000 4,548,900 2.02%
22 3,000,000 4,646,700 2.02%
23 3,000,000 4,746,600 2.03%
24 3,000,000 4,848,600 2.04%
25 3,000,000 4,952,700 2.04%
26 3,000,000 5,059,200 2.05%
27 3,000,000 5,168,100 2.05%
28 3,000,000 5,279,100 2.05%
29 3,000,000 5,392,500 2.06%
30 3,000,000 5,508,300 2.06%
31 3,000,000 5,626,800 2.06%
32 3,000,000 5,747,700 2.07%
33 3,000,000 5,871,300 2.07%
34 3,000,000 5,997,600 2.07%
35 3,000,000 6,126,600 2.08%
36 3,000,000 6,258,300 2.08%
37 3,000,000 6,393,000 2.08%
38 3,000,000 6,530,400 2.08%
39 3,000,000 6,670,800 2.09%
40 3,000,000 6,814,200 2.09%
41 3,000,000 6,960,600 2.09%
42 3,000,000 7,110,300 2.09%
43 3,000,000 7,263,300 2.09%
44 3,000,000 7,419,600 2.09%
45 3,000,000 7,579,200 2.1%
46 3,000,000 7,742,100 2.1%
47 3,000,000 7,908,600 2.1%
48 3,000,000 8,078,700 2.1%
49 3,000,000 8,252,400 2.1%
50 3,000,000 8,429,700 2.1%
51 3,000,000 8,610,900 2.1%
52 3,000,000 8,796,000 2.11%
53 3,000,000 8,985,000 2.11%
54 3,000,000 9,178,200 2.11%
55 3,000,000 9,375,600 2.11%
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