• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

全球人壽 QPS 鑫利旺盛利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
  • 內含豁免
  • 重大燒燙傷
  • 特定疾病
商品特色 商品 DM 商品條款

加值四大權益:二至六級失能生活扶助保險金/重大燒燙傷保險金/ 提前給付保險金/老年照護住院醫療保險金;特定傷病給付:3項特定傷病(嚴重阿茲海默氏症/嚴重巴金森氏症/嚴重頭部創傷) 提供額外給付,保障加

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被保險人資料

性別

年齡(16~75歲)

保額(20.00~6000.00萬)

商品年期

領回時間

重新計算
宣告利率

2%

保額折扣

0.3000%

繳費方式(折扣)

無折扣

試算結果
  • 年繳保費:

    $ 2,993,752

  • 首年保費:

    $ 2,993,752

  • 續年保費:

    $ 0

  • 總繳金額:

    $ 2,993,752

  • 領回金額:

    $ 3,380,228

IRR

1.37%

淨報酬

386,476 /TWD

簡易試算表
年度 總繳保費 解約金 IRR
1 2,993,752 2,764,459 -7.64%
2 2,993,752 2,848,254 -2.45%
3 2,993,752 2,933,368 -0.66%
4 2,993,752 3,049,110 0.47%
5 2,993,752 3,107,517 0.76%
6 2,993,752 3,196,521 1.11%
7 2,993,752 3,256,896 1.23%
8 2,993,752 3,318,130 1.31%
9 2,993,752 3,380,228 1.37%
10 2,993,752 3,443,204 1.42%
11 2,993,752 3,507,012 1.46%
12 2,993,752 3,573,355 1.5%
13 2,993,752 3,640,658 1.53%
14 2,993,752 3,708,878 1.56%
15 2,993,752 3,777,981 1.58%
16 2,993,752 3,847,945 1.6%
17 2,993,752 3,918,736 1.61%
18 2,993,752 3,990,321 1.62%
19 2,993,752 4,062,654 1.63%
20 2,993,752 4,135,662 1.64%
21 2,993,752 4,209,347 1.65%
22 2,993,752 4,288,395 1.66%
23 2,993,752 4,368,558 1.67%
24 2,993,752 4,449,849 1.68%
25 2,993,752 4,532,271 1.69%
26 2,993,752 4,615,812 1.69%
27 2,993,752 4,700,409 1.7%
28 2,993,752 4,785,932 1.7%
29 2,993,752 4,872,251 1.71%
30 2,993,752 4,959,153 1.71%
31 2,993,752 5,046,661 1.71%
32 2,993,752 5,140,926 1.72%
33 2,993,752 5,236,462 1.72%
34 2,993,752 5,333,178 1.73%
35 2,993,752 5,430,971 1.73%
36 2,993,752 5,529,748 1.73%
37 2,993,752 5,629,450 1.74%
38 2,993,752 5,729,973 1.74%
39 2,993,752 5,831,143 1.74%
40 2,993,752 5,932,779 1.74%
41 2,993,752 6,034,565 1.74%
42 2,993,752 6,150,202 1.74%
43 2,993,752 6,267,640 1.75%
44 2,993,752 6,386,839 1.75%
45 2,993,752 6,507,774 1.76%
46 2,993,752 6,630,411 1.76%
47 2,993,752 6,754,687 1.76%
48 2,993,752 6,880,527 1.76%
49 2,993,752 7,007,822 1.77%
50 2,993,752 7,136,462 1.77%
51 2,993,752 7,266,237 1.77%
52 2,993,752 7,397,034 1.77%
53 2,993,752 7,528,840 1.77%
54 2,993,752 7,661,514 1.77%
55 2,993,752 7,794,875 1.77%
56 2,993,752 7,928,661 1.77%
57 2,993,752 8,062,547 1.77%
58 2,993,752 8,195,994 1.77%
59 2,993,752 8,328,432 1.76%
60 2,993,752 8,459,263 1.76%
61 2,993,752 8,587,932 1.76%
62 2,993,752 8,742,468 1.76%
63 2,993,752 8,897,575 1.76%
64 2,993,752 9,055,410 1.76%
65 2,993,752 9,216,020 1.76%
66 2,993,752 9,379,446 1.76%
67 2,993,752 9,545,731 1.76%
68 2,993,752 9,714,900 1.76%
69 2,993,752 9,886,971 1.76%
70 2,993,752 10,061,971 1.76%
71 2,993,752 10,239,918 1.76%
72 2,993,752 10,420,833 1.76%
73 2,993,752 10,604,720 1.76%
74 2,993,752 10,791,475 1.76%
75 2,993,752 10,981,068 1.76%
76 2,993,752 11,173,450 1.76%
77 2,993,752 11,368,525 1.76%
78 2,993,752 11,566,155 1.76%
79 2,993,752 11,766,371 1.76%
80 2,993,752 11,968,778 1.76%
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