• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

富邦人壽 IAT 吉好利利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
  • 內含豁免
商品特色 商品 DM 商品條款

提供中、長年期繳費選擇,依個人目標或預算聰明規劃未來;致成條款所列2~6級失能時,免繳續期應繳之各期保險費;有機會享有增值回饋分享金轉增購保額,給家人多更多;身故或完全失能保險金可選擇分期給付,安心顧

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被保險人資料

性別

年齡(16~75歲)

保額(10.00~3000.00萬)

商品年期

領回時間

重新計算
宣告利率

2%

保額折扣

1.0000%

繳費方式(折扣)

金融機構轉賬1%/富邦信用卡1%

試算結果
  • 年繳保費:

    $ 199,362

  • 首年保費:

    $ 199,362

  • 續年保費:

    $ 199,362

  • 總繳金額:

    $ 1,196,172

  • 領回金額:

    $ 1,407,067

IRR

1.32%

淨報酬

210,895 /TWD

簡易試算表
年度 總繳保費 解約金 IRR
1 199,362 94,377 -52.65%
2 398,724 264,701 -24.38%
3 598,086 458,769 -12.67%
4 797,448 677,169 -6.42%
5 996,810 920,338 -2.63%
6 1,196,172 1,177,042 -0.45%
7 1,196,172 1,211,398 0.3%
8 1,196,172 1,234,425 0.59%
9 1,196,172 1,257,715 0.79%
10 1,196,172 1,281,370 0.93%
11 1,196,172 1,305,298 1.05%
12 1,196,172 1,330,185 1.14%
13 1,196,172 1,355,474 1.21%
14 1,196,172 1,381,106 1.27%
15 1,196,172 1,407,067 1.32%
16 1,196,172 1,433,326 1.36%
17 1,196,172 1,459,914 1.4%
18 1,196,172 1,486,862 1.43%
19 1,196,172 1,514,050 1.45%
20 1,196,172 1,541,462 1.47%
21 1,196,172 1,569,170 1.49%
22 1,196,172 1,598,912 1.51%
23 1,196,172 1,629,046 1.53%
24 1,196,172 1,659,610 1.55%
25 1,196,172 1,690,634 1.56%
26 1,196,172 1,722,118 1.58%
27 1,196,172 1,753,998 1.59%
28 1,196,172 1,786,226 1.6%
29 1,196,172 1,818,734 1.61%
30 1,196,172 1,851,511 1.61%
31 1,196,172 1,884,506 1.62%
32 1,196,172 1,920,128 1.63%
33 1,196,172 1,956,181 1.64%
34 1,196,172 1,992,687 1.65%
35 1,196,172 2,029,636 1.65%
36 1,196,172 2,066,977 1.66%
37 1,196,172 2,104,642 1.67%
38 1,196,172 2,142,694 1.67%
39 1,196,172 2,180,998 1.67%
40 1,196,172 2,219,510 1.68%
41 1,196,172 2,258,200 1.68%
42 1,196,172 2,302,261 1.69%
43 1,196,172 2,346,982 1.69%
44 1,196,172 2,392,527 1.7%
45 1,196,172 2,438,738 1.7%
46 1,196,172 2,485,700 1.71%
47 1,196,172 2,533,350 1.71%
48 1,196,172 2,581,762 1.72%
49 1,196,172 2,630,880 1.72%
50 1,196,172 2,680,630 1.73%
51 1,196,172 2,731,019 1.73%
52 1,196,172 2,782,153 1.73%
53 1,196,172 2,833,802 1.74%
54 1,196,172 2,886,033 1.74%
55 1,196,172 2,938,858 1.74%
56 1,196,172 2,992,130 1.74%
57 1,196,172 3,045,790 1.74%
58 1,196,172 3,099,925 1.74%
59 1,196,172 3,154,295 1.75%
60 1,196,172 3,208,901 1.75%
61 1,196,172 3,263,540 1.74%
62 1,196,172 3,324,664 1.75%
63 1,196,172 3,386,533 1.75%
64 1,196,172 3,449,107 1.75%
65 1,196,172 3,512,365 1.75%
66 1,196,172 3,576,339 1.75%
67 1,196,172 3,641,086 1.76%
68 1,196,172 3,706,382 1.76%
69 1,196,172 3,772,406 1.76%
70 1,196,172 3,839,147 1.76%
71 1,196,172 3,906,470 1.76%
72 1,196,172 3,974,522 1.76%
73 1,196,172 4,043,161 1.76%
74 1,196,172 4,112,461 1.76%
75 1,196,172 4,182,438 1.76%
76 1,196,172 4,253,004 1.76%
77 1,196,172 4,324,337 1.75%
78 1,196,172 4,396,375 1.75%
79 1,196,172 4,469,662 1.75%
80 1,196,172 4,546,136 1.75%
81 1,196,172 4,602,959 1.75%
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