• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

富邦人壽 IAT 吉好利利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
  • 內含豁免
商品特色 商品 DM 商品條款

提供中、長年期繳費選擇,依個人目標或預算聰明規劃未來;致成條款所列2~6級失能時,免繳續期應繳之各期保險費;有機會享有增值回饋分享金轉增購保額,給家人多更多;身故或完全失能保險金可選擇分期給付,安心顧

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被保險人資料

性別

年齡(16~70歲)

保額(10.00~3000.00萬)

商品年期

領回時間

重新計算
宣告利率

2%

保額折扣

1.0000%

繳費方式(折扣)

金融機構轉賬1%/富邦信用卡1%

試算結果
  • 年繳保費:

    $ 198,337

  • 首年保費:

    $ 198,337

  • 續年保費:

    $ 198,337

  • 總繳金額:

    $ 1,983,370

  • 領回金額:

    $ 2,452,446

IRR

1.39%

淨報酬

469,076 /TWD

簡易試算表
年度 總繳保費 解約金 IRR
1 198,337 64,413 -67.51%
2 396,674 229,815 -31.3%
3 595,011 418,680 -16.56%
4 793,348 631,395 -8.91%
5 991,685 868,419 -4.38%
6 1,190,022 1,119,195 -1.74%
7 1,388,359 1,351,269 -0.66%
8 1,586,696 1,576,179 -0.13%
9 1,785,033 1,805,319 0.24%
10 1,983,370 2,038,626 0.51%
11 1,983,370 2,076,696 0.72%
12 1,983,370 2,116,296 0.88%
13 1,983,370 2,156,535 1%
14 1,983,370 2,197,296 1.09%
15 1,983,370 2,238,615 1.17%
16 1,983,370 2,280,366 1.23%
17 1,983,370 2,322,684 1.28%
18 1,983,370 2,365,569 1.32%
19 1,983,370 2,408,832 1.36%
20 1,983,370 2,452,446 1.39%
21 1,983,370 2,496,546 1.41%
22 1,983,370 2,543,859 1.44%
23 1,983,370 2,591,784 1.47%
24 1,983,370 2,640,429 1.49%
25 1,983,370 2,689,794 1.51%
26 1,983,370 2,739,879 1.52%
27 1,983,370 2,790,594 1.54%
28 1,983,370 2,841,858 1.55%
29 1,983,370 2,893,572 1.56%
30 1,983,370 2,945,718 1.57%
31 1,983,370 2,998,233 1.58%
32 1,983,370 3,054,888 1.59%
33 1,983,370 3,112,254 1.6%
34 1,983,370 3,170,322 1.61%
35 1,983,370 3,229,110 1.62%
36 1,983,370 3,288,519 1.63%
37 1,983,370 3,348,432 1.64%
38 1,983,370 3,408,984 1.64%
39 1,983,370 3,469,914 1.65%
40 1,983,370 3,531,159 1.65%
41 1,983,370 3,592,710 1.65%
42 1,983,370 3,662,820 1.66%
43 1,983,370 3,733,974 1.67%
44 1,983,370 3,806,406 1.68%
45 1,983,370 3,879,900 1.68%
46 1,983,370 3,954,591 1.69%
47 1,983,370 4,030,407 1.69%
48 1,983,370 4,107,411 1.7%
49 1,983,370 4,185,558 1.7%
50 1,983,370 4,264,713 1.71%
51 1,983,370 4,344,903 1.71%
52 1,983,370 4,426,236 1.72%
53 1,983,370 4,508,379 1.72%
54 1,983,370 4,591,458 1.72%
55 1,983,370 4,675,518 1.73%
56 1,983,370 4,760,298 1.73%
57 1,983,370 4,845,681 1.73%
58 1,983,370 4,931,784 1.73%
59 1,983,370 5,018,274 1.73%
60 1,983,370 5,105,178 1.73%
61 1,983,370 5,192,091 1.73%
62 1,983,370 5,289,327 1.73%
63 1,983,370 5,387,751 1.74%
64 1,983,370 5,487,291 1.74%
65 1,983,370 5,587,929 1.74%
66 1,983,370 5,689,701 1.74%
67 1,983,370 5,792,706 1.74%
68 1,983,370 5,896,584 1.74%
69 1,983,370 6,001,623 1.74%
70 1,983,370 6,107,805 1.75%
71 1,983,370 6,214,914 1.75%
72 1,983,370 6,323,175 1.75%
73 1,983,370 6,432,345 1.75%
74 1,983,370 6,542,595 1.75%
75 1,983,370 6,653,943 1.74%
76 1,983,370 6,766,209 1.74%
77 1,983,370 6,879,717 1.74%
78 1,983,370 6,994,287 1.74%
79 1,983,370 7,110,900 1.74%
80 1,983,370 7,232,535 1.74%
81 1,983,370 7,322,958 1.74%
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