• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

富邦人壽 IAQ 吉富貴利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
商品特色 商品 DM 商品條款

有機會享有增值回饋分享金轉增購保額;身故或完全失能保險金可選擇分期給付

被保險人資料

性別

年齡(16~80歲)

保額(5.00~3000.00萬)

商品年期

領回時間

重新計算
宣告利率

2%

保額折扣

0.6000%

繳費方式(折扣)

無折扣

試算結果
  • 年繳保費:

    $ 2,983,871

  • 首年保費:

    $ 2,983,871

  • 續年保費:

    $ 0

  • 總繳金額:

    $ 2,983,871

  • 領回金額:

    $ 3,415,903

IRR

1.53%

淨報酬

432,032 /TWD

簡易試算表
年度 總繳保費 解約金 IRR
1 2,983,871 2,586,369 -13.31%
2 2,983,871 2,757,403 -3.85%
3 2,983,871 2,931,203 -0.58%
4 2,983,871 3,004,121 0.18%
5 2,983,871 3,096,048 0.76%
6 2,983,871 3,191,179 1.14%
7 2,983,871 3,289,910 1.42%
8 2,983,871 3,352,380 1.48%
9 2,983,871 3,415,903 1.53%
10 2,983,871 3,479,953 1.56%
11 2,983,871 3,545,101 1.59%
12 2,983,871 3,612,838 1.62%
13 2,983,871 3,681,717 1.64%
14 2,983,871 3,751,255 1.66%
15 2,983,871 3,821,934 1.68%
16 2,983,871 3,893,272 1.69%
17 2,983,871 3,965,268 1.7%
18 2,983,871 4,038,449 1.71%
19 2,983,871 4,112,859 1.72%
20 2,983,871 4,187,358 1.72%
21 2,983,871 4,262,514 1.73%
22 2,983,871 4,343,466 1.74%
23 2,983,871 4,425,252 1.74%
24 2,983,871 4,508,925 1.75%
25 2,983,871 4,592,862 1.76%
26 2,983,871 4,678,818 1.76%
27 2,983,871 4,765,521 1.76%
28 2,983,871 4,853,057 1.77%
29 2,983,871 4,941,384 1.77%
30 2,983,871 5,030,589 1.77%
31 2,983,871 5,120,584 1.77%
32 2,983,871 5,217,252 1.78%
33 2,983,871 5,314,841 1.78%
34 2,983,871 5,414,099 1.78%
35 2,983,871 5,514,981 1.79%
36 2,983,871 5,616,259 1.79%
37 2,983,871 5,719,116 1.79%
38 2,983,871 5,822,281 1.79%
39 2,983,871 5,926,456 1.79%
40 2,983,871 6,031,553 1.79%
41 2,983,871 6,136,913 1.79%
42 2,983,871 6,256,496 1.79%
43 2,983,871 6,378,187 1.8%
44 2,983,871 6,501,897 1.8%
45 2,983,871 6,627,715 1.8%
46 2,983,871 6,755,639 1.81%
47 2,983,871 6,884,925 1.81%
48 2,983,871 7,017,239 1.81%
49 2,983,871 7,150,125 1.81%
50 2,983,871 7,286,083 1.82%
51 2,983,871 7,422,700 1.82%
52 2,983,871 7,562,390 1.82%
53 2,983,871 7,702,738 1.82%
54 2,983,871 7,844,535 1.82%
55 2,983,871 7,988,659 1.82%
56 2,983,871 8,133,397 1.82%
57 2,983,871 8,279,628 1.82%
58 2,983,871 8,426,386 1.82%
59 2,983,871 8,574,636 1.82%
60 2,983,871 8,723,457 1.82%
61 2,983,871 8,871,839 1.82%
62 2,983,871 9,050,073 1.82%
63 2,983,871 9,232,302 1.82%
64 2,983,871 9,417,735 1.83%
65 2,983,871 9,607,339 1.83%
66 2,983,871 9,800,192 1.83%
67 2,983,871 9,997,303 1.84%
68 2,983,871 10,197,882 1.84%
69 2,983,871 10,402,983 1.84%
70 2,983,871 10,611,552 1.84%
71 2,983,871 10,824,774 1.85%
72 2,983,871 11,042,782 1.85%
73 2,983,871 11,264,521 1.85%
74 2,983,871 11,491,220 1.85%
75 2,983,871 11,721,827 1.86%
76 2,983,871 11,957,526 1.86%
77 2,983,871 12,198,449 1.86%
78 2,983,871 12,443,499 1.86%
79 2,983,871 12,693,905 1.86%
80 2,983,871 12,948,700 1.87%
81 2,983,871 13,209,027 1.87%
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