• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

富邦人壽 IAU 珍吉利利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 內含豁免
  • 小額壽險
  • 重大燒燙傷
  • 特定事故
  • 特定疾病
  • 失能扶助
商品特色 商品 DM

一次提供壽險、多項意外、豁免保險費保障;兼具一次應急及每年完全失能扶助支援,保障功能加強;另提供大眾運輸交通工具,以及天災意外傷害保障;有機會享有增值回饋分享金轉增購保額,保障多多

被保險人資料

性別

年齡(0~74歲)

保額(10.00~1000.00萬)

商品年期

領回時間

重新計算
宣告利率

2%

保額折扣

1.0000%

繳費方式(折扣)

金融機構轉賬1%/富邦信用卡1%

試算結果
  • 年繳保費:

    $ 198,020

  • 首年保費:

    $ 198,020

  • 續年保費:

    $ 198,020

  • 總繳金額:

    $ 1,188,120

  • 領回金額:

    $ 1,389,481

IRR

1.27%

淨報酬

201,361 /TWD

簡易試算表
年度 總繳保費 解約金 IRR
1 198,020 92,407 -53.32%
2 396,040 245,011 -28.03%
3 594,060 400,725 -18.42%
4 792,080 633,009 -8.75%
5 990,100 945,464 -1.52%
6 1,188,120 1,162,212 -0.61%
7 1,188,120 1,197,490 0.19%
8 1,188,120 1,219,821 0.49%
9 1,188,120 1,243,987 0.72%
10 1,188,120 1,266,976 0.87%
11 1,188,120 1,290,307 0.99%
12 1,188,120 1,314,721 1.08%
13 1,188,120 1,339,326 1.16%
14 1,188,120 1,364,287 1.22%
15 1,188,120 1,389,481 1.27%
16 1,188,120 1,415,032 1.32%
17 1,188,120 1,440,788 1.35%
18 1,188,120 1,466,791 1.38%
19 1,188,120 1,493,300 1.41%
20 1,188,120 1,519,905 1.43%
21 1,188,120 1,546,579 1.45%
22 1,188,120 1,575,445 1.47%
23 1,188,120 1,604,407 1.49%
24 1,188,120 1,633,752 1.51%
25 1,188,120 1,663,673 1.52%
26 1,188,120 1,693,854 1.53%
27 1,188,120 1,724,282 1.55%
28 1,188,120 1,755,285 1.56%
29 1,188,120 1,786,261 1.56%
30 1,188,120 1,817,332 1.57%
31 1,188,120 1,849,007 1.58%
32 1,188,120 1,882,832 1.59%
33 1,188,120 1,917,274 1.6%
34 1,188,120 1,952,017 1.6%
35 1,188,120 1,987,226 1.61%
36 1,188,120 2,022,737 1.61%
37 1,188,120 2,058,384 1.62%
38 1,188,120 2,094,511 1.62%
39 1,188,120 2,130,953 1.63%
40 1,188,120 2,167,176 1.63%
41 1,188,120 2,203,727 1.63%
42 1,188,120 2,242,759 1.64%
43 1,188,120 2,282,475 1.64%
44 1,188,120 2,322,520 1.64%
45 1,188,120 2,362,921 1.64%
46 1,188,120 2,404,336 1.65%
47 1,188,120 2,445,930 1.65%
48 1,188,120 2,488,386 1.65%
49 1,188,120 2,531,034 1.65%
50 1,188,120 2,574,573 1.66%
51 1,188,120 2,618,317 1.66%
52 1,188,120 2,663,116 1.66%
53 1,188,120 2,708,326 1.66%
54 1,188,120 2,753,727 1.66%
55 1,188,120 2,800,225 1.66%
56 1,188,120 2,846,942 1.66%
57 1,188,120 2,894,591 1.66%
58 1,188,120 2,942,842 1.66%
59 1,188,120 2,991,491 1.66%
60 1,188,120 3,041,112 1.66%
61 1,188,120 3,091,131 1.66%
62 1,188,120 3,141,780 1.66%
63 1,188,120 3,193,210 1.66%
64 1,188,120 3,245,078 1.66%
65 1,188,120 3,297,576 1.66%
66 1,188,120 3,350,691 1.66%
67 1,188,120 3,404,847 1.66%
68 1,188,120 3,459,072 1.66%
69 1,188,120 3,514,530 1.66%
70 1,188,120 3,570,631 1.66%
71 1,188,120 3,627,418 1.66%
72 1,188,120 3,685,067 1.66%
73 1,188,120 3,743,004 1.66%
74 1,188,120 3,802,202 1.65%
75 1,188,120 3,861,907 1.65%
76 1,188,120 3,922,529 1.65%
77 1,188,120 3,984,029 1.65%
78 1,188,120 4,046,227 1.65%
79 1,188,120 4,110,178 1.65%
80 1,188,120 4,177,281 1.65%
81 1,188,120 4,229,368 1.65%
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