• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

富邦人壽 IXB2 珍夠利利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
  • 內含豁免
  • 重大燒燙傷
  • 特定事故
  • 特定疾病
  • 失能扶助
商品特色 商品 DM 商品條款

一次提供壽險、多項意外、豁免保險費保障;兼具一次應急及每年完全失能扶助支援,保障功能加強;另提供大眾運輸交通工具,以及天災意外傷害保障;有機會享有增值回饋分享金轉增購保額

被保險人資料

性別

年齡(0~70歲)

保額(10.00~1000.00萬)

商品年期

領回時間

重新計算
宣告利率

2%

保額折扣

1.0000%

繳費方式(折扣)

金融機構轉賬1%/富邦信用卡1%

試算結果
  • 年繳保費:

    $ 198,063

  • 首年保費:

    $ 198,063

  • 續年保費:

    $ 198,063

  • 總繳金額:

    $ 1,980,630

  • 領回金額:

    $ 2,466,675

IRR

1.44%

淨報酬

486,045 /TWD

簡易試算表
年度 總繳保費 解約金 IRR
1 198,063 63,514 -67.92%
2 396,126 213,146 -34.83%
3 594,189 366,131 -22.31%
4 792,252 522,214 -15.98%
5 990,315 681,843 -12.18%
6 1,188,378 900,096 -7.88%
7 1,386,441 1,287,565 -1.83%
8 1,584,504 1,503,078 -1.16%
9 1,782,567 1,722,803 -0.67%
10 1,980,630 1,947,264 -0.29%
11 1,980,630 2,066,099 0.66%
12 1,980,630 2,107,251 0.84%
13 1,980,630 2,149,018 0.98%
14 1,980,630 2,191,808 1.08%
15 1,980,630 2,235,392 1.17%
16 1,980,630 2,279,898 1.24%
17 1,980,630 2,325,197 1.3%
18 1,980,630 2,371,302 1.35%
19 1,980,630 2,418,790 1.4%
20 1,980,630 2,466,675 1.44%
21 1,980,630 2,515,674 1.47%
22 1,980,630 2,565,786 1.5%
23 1,980,630 2,616,486 1.53%
24 1,980,630 2,668,480 1.55%
25 1,980,630 2,721,472 1.57%
26 1,980,630 2,775,386 1.59%
27 1,980,630 2,830,182 1.61%
28 1,980,630 2,886,323 1.63%
29 1,980,630 2,943,398 1.64%
30 1,980,630 3,001,536 1.65%
31 1,980,630 3,060,915 1.67%
32 1,980,630 3,121,395 1.68%
33 1,980,630 3,183,296 1.69%
34 1,980,630 3,246,195 1.7%
35 1,980,630 3,310,374 1.71%
36 1,980,630 3,376,026 1.72%
37 1,980,630 3,442,560 1.73%
38 1,980,630 3,510,694 1.73%
39 1,980,630 3,580,186 1.74%
40 1,980,630 3,650,752 1.75%
41 1,980,630 3,723,008 1.76%
42 1,980,630 3,796,390 1.76%
43 1,980,630 3,871,334 1.77%
44 1,980,630 3,947,686 1.77%
45 1,980,630 4,025,523 1.78%
46 1,980,630 4,105,139 1.78%
47 1,980,630 4,185,907 1.79%
48 1,980,630 4,268,826 1.79%
49 1,980,630 4,352,947 1.8%
50 1,980,630 4,439,066 1.8%
51 1,980,630 4,526,426 1.81%
52 1,980,630 4,616,013 1.81%
53 1,980,630 4,707,341 1.81%
54 1,980,630 4,800,282 1.82%
55 1,980,630 4,895,219 1.82%
56 1,980,630 4,992,141 1.82%
57 1,980,630 5,090,893 1.83%
58 1,980,630 5,191,834 1.83%
59 1,980,630 5,294,490 1.83%
60 1,980,630 5,399,411 1.84%
61 1,980,630 5,506,445 1.84%
62 1,980,630 5,615,923 1.84%
63 1,980,630 5,727,411 1.84%
64 1,980,630 5,841,242 1.85%
65 1,980,630 5,957,094 1.85%
66 1,980,630 6,075,546 1.85%
67 1,980,630 6,196,582 1.85%
68 1,980,630 6,319,590 1.86%
69 1,980,630 6,445,594 1.86%
70 1,980,630 6,573,926 1.86%
71 1,980,630 6,705,011 1.86%
72 1,980,630 6,838,643 1.87%
73 1,980,630 6,974,925 1.87%
74 1,980,630 7,114,163 1.87%
75 1,980,630 7,256,115 1.87%
76 1,980,630 7,400,922 1.87%
77 1,980,630 7,548,851 1.88%
78 1,980,630 7,699,520 1.88%
79 1,980,630 7,853,197 1.88%
80 1,980,630 8,010,112 1.88%
81 1,980,630 8,110,106 1.87%
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