• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

遠雄人壽 ZY1 新美滿旺旺美元利率變動型增額終身壽險

  • 宣告利率
  • 增額型
商品特色 商品 DM 商品條款

保費最高折扣0.5%;增額+增值回饋,美元保單高效益;複利增額,財富累積旺旺來

被保險人資料

性別

年齡(16~85歲)

保額(0.30~200.00萬)

商品年期

領回時間

重新計算
宣告利率

3.1%

保額折扣

0.5000%

繳費方式(折扣)

皆無折扣

試算結果
  • 年繳保費:

    $ 99,508

  • 首年保費:

    $ 99,508

  • 續年保費:

    $ 0

  • 總繳金額:

    $ 99,508

  • 領回金額:

    $ 124,501

IRR

2.54%

淨報酬

24,993 /USD

簡易試算表
年度 總繳保費 解約金 IRR
1 99,508 88,451 -11.1%
2 99,508 96,202 -1.66%
3 99,508 103,156 1.22%
4 99,508 106,303 1.68%
5 99,508 109,545 1.96%
6 99,508 112,892 2.14%
7 99,508 117,331 2.4%
8 99,508 120,877 2.48%
9 99,508 124,501 2.54%
10 99,508 128,221 2.58%
11 99,508 132,035 2.62%
12 99,508 136,032 2.65%
13 99,508 140,116 2.68%
14 99,508 144,321 2.71%
15 99,508 148,647 2.73%
16 99,508 153,078 2.74%
17 99,508 157,612 2.76%
18 99,508 162,268 2.77%
19 99,508 167,054 2.78%
20 99,508 171,943 2.79%
21 99,508 176,946 2.79%
22 99,508 182,261 2.8%
23 99,508 187,723 2.81%
24 99,508 193,324 2.82%
25 99,508 199,089 2.83%
26 99,508 204,993 2.83%
27 99,508 211,088 2.84%
28 99,508 217,305 2.84%
29 99,508 223,677 2.85%
30 99,508 230,206 2.85%
31 99,508 236,856 2.85%
32 99,508 243,974 2.86%
33 99,508 251,274 2.86%
34 99,508 258,765 2.87%
35 99,508 266,446 2.87%
36 99,508 274,284 2.87%
37 99,508 282,347 2.87%
38 99,508 290,584 2.88%
39 99,508 299,002 2.88%
40 99,508 307,586 2.88%
41 99,508 316,394 2.88%
42 99,508 326,079 2.88%
43 99,508 336,067 2.89%
44 99,508 346,297 2.89%
45 99,508 356,840 2.89%
46 99,508 367,695 2.9%
47 99,508 378,818 2.9%
48 99,508 390,280 2.9%
49 99,508 402,063 2.91%
50 99,508 414,140 2.91%
51 99,508 426,547 2.91%
52 99,508 439,257 2.91%
53 99,508 452,288 2.91%
54 99,508 465,674 2.91%
55 99,508 479,338 2.91%
56 99,508 493,366 2.92%
57 99,508 507,689 2.92%
58 99,508 522,350 2.92%
59 99,508 537,341 2.91%
60 99,508 552,608 2.91%
61 99,508 568,110 2.91%
62 99,508 585,858 2.92%
63 99,508 604,134 2.92%
64 99,508 622,992 2.92%
65 99,508 642,430 2.93%
66 99,508 662,492 2.93%
67 99,508 683,170 2.93%
68 99,508 704,464 2.94%
69 99,508 726,459 2.94%
70 99,508 749,157 2.94%
71 99,508 772,523 2.94%
72 99,508 796,652 2.95%
73 99,508 821,465 2.95%
74 99,508 847,128 2.95%
75 99,508 873,555 2.95%
76 99,508 900,822 2.96%
77 99,508 928,930 2.96%
78 99,508 957,870 2.96%
79 99,508 987,790 2.96%
80 99,508 1,018,595 2.97%
81 99,508 1,045,160 2.96%
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