• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

台灣人壽 ULD5 金美滿傳承美元利率變動型增額終身壽險

  • 宣告利率
  • 增額型
  • 內含豁免
商品特色 商品 DM 商品條款

保障規劃,預留稅源;指定分配,讓愛延續;美滿人生,幸福傳承

被保險人資料

性別

年齡(16~70歲)

保額(8.00~1000.00萬)

商品年期

領回時間

重新計算
宣告利率

3.25%

保額折扣

2.0000%

繳費方式(折扣)

金融機構轉賬1%

試算結果
  • 年繳保費:

    $ 9,800

  • 首年保費:

    $ 9,800

  • 續年保費:

    $ 9,800

  • 總繳金額:

    $ 98,000

  • 領回金額:

    $ 140,727

IRR

2.36%

淨報酬

42,727 /USD

簡易試算表
年度 總繳保費 解約金 IRR
1 9,800 3,190 -67.43%
2 19,600 11,198 -31.97%
3 29,400 19,978 -18.1%
4 39,200 29,546 -10.98%
5 49,000 39,935 -6.73%
6 58,800 51,165 -3.95%
7 68,600 63,270 -2.01%
8 78,400 76,274 -0.6%
9 88,200 90,205 0.46%
10 98,000 105,097 1.28%
11 98,000 108,278 1.55%
12 98,000 111,537 1.74%
13 98,000 114,886 1.89%
14 98,000 118,323 2%
15 98,000 121,838 2.09%
16 98,000 125,442 2.17%
17 98,000 129,127 2.23%
18 98,000 132,907 2.28%
19 98,000 136,776 2.33%
20 98,000 140,727 2.36%
21 98,000 144,774 2.39%
22 98,000 148,922 2.42%
23 98,000 153,170 2.45%
24 98,000 157,509 2.47%
25 98,000 161,961 2.48%
26 98,000 166,522 2.5%
27 98,000 171,197 2.51%
28 98,000 175,973 2.53%
29 98,000 180,844 2.54%
30 98,000 185,796 2.54%
31 98,000 190,827 2.55%
32 98,000 195,971 2.56%
33 98,000 201,221 2.56%
34 98,000 206,565 2.57%
35 98,000 211,993 2.57%
36 98,000 217,499 2.57%
37 98,000 223,091 2.57%
38 98,000 228,780 2.57%
39 98,000 234,541 2.57%
40 98,000 240,370 2.57%
41 98,000 246,260 2.56%
42 98,000 252,212 2.56%
43 98,000 258,221 2.56%
44 98,000 264,303 2.55%
45 98,000 270,442 2.55%
46 98,000 276,630 2.54%
47 98,000 282,888 2.53%
48 98,000 289,200 2.53%
49 98,000 295,556 2.52%
50 98,000 301,976 2.51%
51 98,000 308,430 2.51%
52 98,000 314,931 2.5%
53 98,000 321,464 2.49%
54 98,000 328,046 2.48%
55 98,000 334,656 2.47%
56 98,000 341,312 2.46%
57 98,000 348,001 2.45%
58 98,000 354,741 2.44%
59 98,000 361,526 2.43%
60 98,000 368,344 2.43%
61 98,000 375,156 2.42%
62 98,000 381,937 2.4%
63 98,000 388,734 2.39%
64 98,000 395,549 2.38%
65 98,000 402,374 2.37%
66 98,000 409,212 2.36%
67 98,000 416,060 2.35%
68 98,000 422,920 2.34%
69 98,000 429,785 2.33%
70 98,000 436,660 2.32%
71 98,000 443,544 2.31%
72 98,000 450,439 2.3%
73 98,000 457,342 2.29%
74 98,000 464,260 2.28%
75 98,000 471,211 2.26%
76 98,000 478,188 2.25%
77 98,000 485,207 2.24%
78 98,000 492,364 2.23%
79 98,000 499,878 2.22%
80 98,000 508,804 2.22%
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