• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

遠雄人壽 NIXS00 有利high利率變動型年金保險

  • 宣告利率
  • 增額型
商品特色 商品 DM 商品條款

規劃完善退休生活的最佳利器;活得長壽,領得久遠;保證期間,生活有保障;累積期滿後,每年領回年金金額,退休養老沒煩惱

被保險人資料

性別

年齡(0~80歲)

保額(10.00~6000.00萬)

商品年期

領回時間

重新計算
宣告利率

1.95%

保額折扣

0.0000%

繳費方式(折扣)

無折扣

試算結果
  • 年繳保費:

    $ 3,000,000

  • 首年保費:

    $ 3,000,000

  • 續年保費:

    $ 0

  • 總繳金額:

    $ 3,000,000

  • 領回金額:

    $ 3,455,250

IRR

1.6%

淨報酬

455,250 /TWD

簡易試算表
年度 總繳保費 解約金 IRR
1 3,000,000 2,886,630 -3.76%
2 3,000,000 2,973,090 -0.43%
3 3,000,000 3,046,440 0.53%
4 3,000,000 3,105,840 0.89%
5 3,000,000 3,166,410 1.1%
6 3,000,000 3,228,150 1.24%
7 3,000,000 3,324,330 1.49%
8 3,000,000 3,389,160 1.55%
9 3,000,000 3,455,250 1.6%
10 3,000,000 3,522,630 1.63%
11 3,000,000 3,591,330 1.66%
12 3,000,000 3,661,350 1.69%
13 3,000,000 3,732,750 1.71%
14 3,000,000 3,805,530 1.73%
15 3,000,000 3,879,750 1.74%
16 3,000,000 3,955,410 1.76%
17 3,000,000 4,032,540 1.77%
18 3,000,000 4,111,170 1.78%
19 3,000,000 4,191,330 1.79%
20 3,000,000 4,273,050 1.8%
21 3,000,000 4,356,360 1.81%
22 3,000,000 4,441,320 1.81%
23 3,000,000 4,527,930 1.82%
24 3,000,000 4,616,220 1.83%
25 3,000,000 4,706,250 1.83%
26 3,000,000 4,798,020 1.84%
27 3,000,000 4,891,590 1.84%
28 3,000,000 4,986,990 1.85%
29 3,000,000 5,084,250 1.85%
30 3,000,000 5,183,400 1.85%
31 3,000,000 5,284,470 1.86%
32 3,000,000 5,387,520 1.86%
33 3,000,000 5,492,580 1.86%
34 3,000,000 5,599,680 1.87%
35 3,000,000 5,708,880 1.87%
36 3,000,000 5,820,210 1.87%
37 3,000,000 5,933,700 1.88%
38 3,000,000 6,049,410 1.88%
39 3,000,000 6,167,370 1.88%
40 3,000,000 6,287,640 1.88%
41 3,000,000 6,410,250 1.88%
42 3,000,000 6,535,260 1.89%
43 3,000,000 6,662,700 1.89%
44 3,000,000 6,792,630 1.89%
45 3,000,000 6,925,080 1.89%
46 3,000,000 7,060,110 1.89%
47 3,000,000 7,197,780 1.89%
48 3,000,000 7,338,150 1.9%
49 3,000,000 7,481,250 1.9%
50 3,000,000 7,627,140 1.9%
51 3,000,000 7,775,880 1.9%
52 3,000,000 7,927,500 1.9%
53 3,000,000 8,082,090 1.9%
54 3,000,000 8,239,680 1.9%
55 3,000,000 8,400,360 1.9%
56 3,000,000 8,564,160 1.91%
57 3,000,000 8,731,170 1.91%
我有興趣了解