• 試算結果
  • 保單明細
  • 聯絡資料
  • 預約完成

新光人壽 LZA 美好滿益外幣利率變動型終身壽險

過去 12 小時內,已有 10 人下單

  • 宣告利率
  • 增額型
  • 分期給付
  • 內含豁免
商品特色 商品 DM 商品條款

分期繳美元收付保單,滿足多元化資產配置需求;終身保障,逐年遞增;第二至六級失能可免繳續期保險費

被保險人資料

性別

年齡(0~74歲)

保額(0.10~70.00萬)

商品年期

領回時間

重新計算
宣告利率

2.99%

保額折扣

1.0000%

繳費方式(折扣)

金融機構轉賬1%

試算結果
  • 年繳保費:

    $ 3,490

  • 首年保費:

    $ 3,490

  • 續年保費:

    $ 3,490

  • 總繳金額:

    $ 20,940

  • 領回金額:

    $ 31,844

IRR

2.43%

淨報酬

10,904 /USD

可獲得 T point

20000 點

T Point 是什麼?

可至點數專區兌換 Triple-I 推薦品項

簡易試算表
年度 總繳保費 解約金 IRR
1 3,490 1,760 -49.57%
2 6,980 4,907 -21.3%
3 10,470 8,439 -10.38%
4 13,960 12,365 -4.78%
5 17,450 16,693 -1.46%
6 20,940 21,228 0.41%
7 20,940 22,055 1.17%
8 20,940 22,693 1.48%
9 20,940 23,347 1.7%
10 20,940 24,017 1.85%
11 20,940 24,717 1.98%
12 20,940 25,434 2.08%
13 20,940 26,170 2.15%
14 20,940 26,924 2.22%
15 20,940 27,697 2.27%
16 20,940 28,489 2.32%
17 20,940 29,299 2.35%
18 20,940 30,129 2.38%
19 20,940 30,977 2.41%
20 20,940 31,844 2.43%
21 20,940 32,767 2.46%
22 20,940 33,714 2.48%
23 20,940 34,685 2.5%
24 20,940 35,681 2.52%
25 20,940 36,702 2.54%
26 20,940 37,750 2.55%
27 20,940 38,822 2.56%
28 20,940 39,918 2.57%
29 20,940 41,037 2.58%
30 20,940 42,180 2.59%
31 20,940 43,399 2.6%
32 20,940 44,650 2.61%
33 20,940 45,931 2.62%
34 20,940 47,243 2.63%
35 20,940 48,585 2.64%
36 20,940 49,958 2.64%
37 20,940 51,362 2.65%
38 20,940 52,795 2.65%
39 20,940 54,256 2.65%
40 20,940 55,746 2.66%
41 20,940 57,392 2.67%
42 20,940 59,084 2.67%
43 20,940 60,822 2.68%
44 20,940 62,607 2.69%
45 20,940 64,441 2.69%
46 20,940 66,323 2.7%
47 20,940 68,255 2.7%
48 20,940 70,238 2.71%
49 20,940 72,271 2.71%
50 20,940 74,356 2.72%
51 20,940 76,491 2.72%
52 20,940 78,679 2.72%
53 20,940 80,918 2.73%
54 20,940 83,209 2.73%
55 20,940 85,552 2.73%
56 20,940 87,945 2.73%
57 20,940 90,388 2.73%
58 20,940 92,879 2.73%
59 20,940 95,417 2.73%
60 20,940 97,996 2.73%
61 20,940 100,947 2.74%
62 20,940 103,986 2.74%
63 20,940 107,117 2.75%
64 20,940 110,343 2.75%
65 20,940 113,665 2.76%
66 20,940 117,087 2.76%
67 20,940 120,612 2.77%
68 20,940 124,243 2.77%
69 20,940 127,983 2.77%
70 20,940 131,835 2.78%
71 20,940 135,803 2.78%
72 20,940 139,891 2.78%
73 20,940 144,101 2.79%
74 20,940 148,437 2.79%
75 20,940 152,904 2.79%
76 20,940 157,504 2.8%
77 20,940 162,243 2.8%
78 20,940 167,123 2.8%
79 20,940 172,148 2.81%

過去 12 小時內,已有 10 人下單

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過去 12 小時內,已有 10 人下單