• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

全球人壽 FPS 鑫利美好利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
  • 內含豁免
  • 特定疾病
商品特色 商品 DM 商品條款

穩健累積資產;美元外幣收付;特定傷病給付;分期定額給付;保費豁免機制;轉年金終身領

被保險人資料

性別

年齡(16~75歲)

保額(1.00~200.00萬)

商品年期

領回時間

重新計算
宣告利率

3.12%

保額折扣

0.3000%

繳費方式(折扣)

無折扣

試算結果
  • 年繳保費:

    $ 99,675

  • 首年保費:

    $ 99,675

  • 續年保費:

    $ 0

  • 總繳金額:

    $ 99,675

  • 領回金額:

    $ 124,000

IRR

2.47%

淨報酬

24,325 /USD

簡易試算表
年度 總繳保費 解約金 IRR
1 99,675 92,977 -6.71%
2 99,675 96,860 -1.41%
3 99,675 100,859 0.41%
4 99,675 105,950 1.55%
5 99,675 109,174 1.85%
6 99,675 113,483 2.2%
7 99,675 116,893 2.32%
8 99,675 120,404 2.4%
9 99,675 124,000 2.47%
10 99,675 127,697 2.52%
11 99,675 131,487 2.57%
12 99,675 135,447 2.6%
13 99,675 139,516 2.64%
14 99,675 143,701 2.66%
15 99,675 147,979 2.68%
16 99,675 152,373 2.7%
17 99,675 156,883 2.72%
18 99,675 161,518 2.73%
19 99,675 166,253 2.74%
20 99,675 171,105 2.75%
21 99,675 176,065 2.76%
22 99,675 181,350 2.77%
23 99,675 186,775 2.78%
24 99,675 192,340 2.79%
25 99,675 198,067 2.8%
26 99,675 203,941 2.81%
27 99,675 209,971 2.81%
28 99,675 216,148 2.82%
29 99,675 222,464 2.82%
30 99,675 228,943 2.83%
31 99,675 235,554 2.83%
32 99,675 242,606 2.83%
33 99,675 249,845 2.84%
34 99,675 257,269 2.84%
35 99,675 264,880 2.85%
36 99,675 272,676 2.85%
37 99,675 280,659 2.85%
38 99,675 288,827 2.85%
39 99,675 297,182 2.86%
40 99,675 305,707 2.86%
41 99,675 314,410 2.86%
42 99,675 323,989 2.86%
43 99,675 333,847 2.87%
44 99,675 343,968 2.87%
45 99,675 354,392 2.87%
46 99,675 365,087 2.88%
47 99,675 376,077 2.88%
48 99,675 387,368 2.88%
49 99,675 398,947 2.89%
50 99,675 410,828 2.89%
51 99,675 423,011 2.89%
52 99,675 435,496 2.89%
53 99,675 448,276 2.89%
54 99,675 461,350 2.89%
55 99,675 474,726 2.89%
56 99,675 488,390 2.89%
57 99,675 502,332 2.89%
58 99,675 516,553 2.89%
59 99,675 531,015 2.89%
60 99,675 545,709 2.89%
61 99,675 560,589 2.89%
62 99,675 577,522 2.89%
63 99,675 594,906 2.89%
64 99,675 612,824 2.89%
65 99,675 631,284 2.9%
66 99,675 650,318 2.9%
67 99,675 669,933 2.9%
68 99,675 690,145 2.9%
69 99,675 710,970 2.9%
70 99,675 732,429 2.91%
71 99,675 754,556 2.91%
72 99,675 777,341 2.91%
73 99,675 800,831 2.91%
74 99,675 825,011 2.91%
75 99,675 849,927 2.91%
76 99,675 875,595 2.92%
77 99,675 902,023 2.92%
78 99,675 929,233 2.92%
79 99,675 957,257 2.92%
80 99,675 986,079 2.92%
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