• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

遠雄人壽 DZ3 新美滿永樂利率變動型增額終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
商品特色 商品條款

保障年年增額,壽險保障享終身;靈活反映市場利率,每年有機會享有增值回饋分享金;豁免2~6級失能+二大附加加值,保障不中斷

被保險人資料

性別

年齡(16~70歲)

保額(10.00~6000.00萬)

商品年期

領回時間

重新計算
宣告利率

2.25%

保額折扣

2.0000%

繳費方式(折扣)

自動轉賬1%

試算結果
  • 年繳保費:

    $ 196,518

  • 首年保費:

    $ 196,518

  • 續年保費:

    $ 196,518

  • 總繳金額:

    $ 1,965,180

  • 領回金額:

    $ 2,509,731

IRR

1.6%

淨報酬

544,551 /TWD

簡易試算表
年度 總繳保費 解約金 IRR
1 196,518 65,659 -66.57%
2 393,036 224,362 -32.02%
3 589,554 396,617 -18.54%
4 786,072 583,046 -11.59%
5 982,590 783,348 -7.45%
6 1,179,108 998,166 -4.73%
7 1,375,626 1,227,555 -2.83%
8 1,572,144 1,472,178 -1.45%
9 1,768,662 1,706,783 -0.7%
10 1,965,180 1,931,448 -0.3%
11 1,965,180 2,052,672 0.68%
12 1,965,180 2,098,807 0.89%
13 1,965,180 2,146,095 1.05%
14 1,965,180 2,194,536 1.18%
15 1,965,180 2,243,921 1.28%
16 1,965,180 2,294,725 1.37%
17 1,965,180 2,346,737 1.44%
18 1,965,180 2,399,809 1.5%
19 1,965,180 2,454,127 1.55%
20 1,965,180 2,509,731 1.6%
21 1,965,180 2,566,431 1.64%
22 1,965,180 2,624,435 1.68%
23 1,965,180 2,683,819 1.71%
24 1,965,180 2,744,582 1.74%
25 1,965,180 2,806,763 1.76%
26 1,965,180 2,870,135 1.79%
27 1,965,180 2,935,208 1.81%
28 1,965,180 3,001,528 1.83%
29 1,965,180 3,069,606 1.85%
30 1,965,180 3,138,988 1.86%
31 1,965,180 3,209,919 1.88%
32 1,965,180 3,282,476 1.89%
33 1,965,180 3,356,905 1.91%
34 1,965,180 3,432,750 1.92%
35 1,965,180 3,510,524 1.93%
36 1,965,180 3,589,772 1.94%
37 1,965,180 3,671,060 1.95%
38 1,965,180 3,754,145 1.96%
39 1,965,180 3,839,044 1.97%
40 1,965,180 3,925,814 1.98%
41 1,965,180 4,014,757 1.99%
42 1,965,180 4,105,609 1.99%
43 1,965,180 4,198,427 2%
44 1,965,180 4,293,551 2.01%
45 1,965,180 4,390,716 2.02%
46 1,965,180 4,489,960 2.02%
47 1,965,180 4,591,642 2.03%
48 1,965,180 4,695,478 2.03%
49 1,965,180 4,801,810 2.04%
50 1,965,180 4,910,390 2.04%
51 1,965,180 5,021,258 2.05%
52 1,965,180 5,135,054 2.05%
53 1,965,180 5,251,233 2.06%
54 1,965,180 5,369,849 2.06%
55 1,965,180 5,491,546 2.07%
56 1,965,180 5,615,795 2.07%
57 1,965,180 5,742,595 2.08%
58 1,965,180 5,872,665 2.08%
59 1,965,180 6,005,437 2.08%
60 1,965,180 6,141,234 2.09%
61 1,965,180 6,280,149 2.09%
62 1,965,180 6,422,220 2.09%
63 1,965,180 6,567,523 2.1%
64 1,965,180 6,716,096 2.1%
65 1,965,180 6,868,014 2.1%
66 1,965,180 7,023,353 2.1%
67 1,965,180 7,182,151 2.11%
68 1,965,180 7,344,880 2.11%
69 1,965,180 7,510,822 2.11%
70 1,965,180 7,680,847 2.12%
71 1,965,180 7,854,613 2.12%
72 1,965,180 8,032,198 2.12%
73 1,965,180 8,213,657 2.12%
74 1,965,180 8,399,462 2.12%
75 1,965,180 8,589,672 2.13%
76 1,965,180 8,783,586 2.13%
77 1,965,180 8,982,471 2.13%
78 1,965,180 9,185,268 2.13%
79 1,965,180 9,393,187 2.13%
80 1,965,180 9,605,150 2.14%
81 1,965,180 9,761,812 2.13%
我有興趣了解