• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

遠雄人壽 DZ3 新美滿永樂利率變動型增額終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
商品特色 商品條款

保障年年增額,壽險保障享終身;靈活反映市場利率,每年有機會享有增值回饋分享金;豁免2~6級失能+二大附加加值,保障不中斷

被保險人資料

性別

年齡(16~74歲)

保額(10.00~6000.00萬)

商品年期

領回時間

重新計算
宣告利率

2.25%

保額折扣

2.0000%

繳費方式(折扣)

自動轉賬1%

試算結果
  • 年繳保費:

    $ 195,647

  • 首年保費:

    $ 195,647

  • 續年保費:

    $ 195,647

  • 總繳金額:

    $ 1,173,882

  • 領回金額:

    $ 1,464,042

IRR

1.79%

淨報酬

290,160 /TWD

簡易試算表
年度 總繳保費 解約金 IRR
1 195,647 98,429 -49.68%
2 391,294 265,938 -23.13%
3 586,941 447,764 -12.92%
4 782,588 644,081 -7.63%
5 978,235 855,186 -4.43%
6 1,173,882 1,081,518 -2.32%
7 1,173,882 1,177,393 0.08%
8 1,173,882 1,204,349 0.48%
9 1,173,882 1,232,099 0.76%
10 1,173,882 1,260,423 0.97%
11 1,173,882 1,338,669 1.57%
12 1,173,882 1,368,960 1.64%
13 1,173,882 1,399,987 1.7%
14 1,173,882 1,431,635 1.75%
15 1,173,882 1,464,042 1.79%
16 1,173,882 1,497,197 1.83%
17 1,173,882 1,531,007 1.86%
18 1,173,882 1,565,622 1.89%
19 1,173,882 1,601,042 1.91%
20 1,173,882 1,637,290 1.93%
21 1,173,882 1,674,377 1.95%
22 1,173,882 1,712,327 1.97%
23 1,173,882 1,750,990 1.98%
24 1,173,882 1,790,550 2%
25 1,173,882 1,831,157 2.01%
26 1,173,882 1,872,534 2.02%
27 1,173,882 1,914,854 2.03%
28 1,173,882 1,958,278 2.04%
29 1,173,882 2,002,530 2.05%
30 1,173,882 2,047,771 2.06%
31 1,173,882 2,094,173 2.06%
32 1,173,882 2,141,473 2.07%
33 1,173,882 2,189,968 2.08%
34 1,173,882 2,239,522 2.08%
35 1,173,882 2,290,179 2.09%
36 1,173,882 2,342,090 2.1%
37 1,173,882 2,394,990 2.1%
38 1,173,882 2,449,190 2.11%
39 1,173,882 2,504,562 2.11%
40 1,173,882 2,561,303 2.12%
41 1,173,882 2,619,275 2.12%
42 1,173,882 2,678,477 2.12%
43 1,173,882 2,739,128 2.13%
44 1,173,882 2,801,067 2.13%
45 1,173,882 2,864,489 2.13%
46 1,173,882 2,929,269 2.14%
47 1,173,882 2,995,578 2.14%
48 1,173,882 3,063,313 2.14%
49 1,173,882 3,132,623 2.15%
50 1,173,882 3,203,578 2.15%
51 1,173,882 3,275,994 2.15%
52 1,173,882 3,350,100 2.15%
53 1,173,882 3,425,954 2.16%
54 1,173,882 3,503,349 2.16%
55 1,173,882 3,582,756 2.16%
56 1,173,882 3,663,762 2.16%
57 1,173,882 3,746,631 2.17%
58 1,173,882 3,831,386 2.17%
59 1,173,882 3,918,073 2.17%
60 1,173,882 4,006,704 2.17%
61 1,173,882 4,097,347 2.17%
62 1,173,882 4,190,025 2.18%
63 1,173,882 4,284,785 2.18%
64 1,173,882 4,381,650 2.18%
65 1,173,882 4,480,883 2.18%
66 1,173,882 4,582,290 2.18%
67 1,173,882 4,685,733 2.18%
68 1,173,882 4,791,889 2.18%
69 1,173,882 4,900,150 2.19%
70 1,173,882 5,010,987 2.19%
71 1,173,882 5,124,458 2.19%
72 1,173,882 5,240,389 2.19%
73 1,173,882 5,358,828 2.19%
74 1,173,882 5,480,026 2.19%
75 1,173,882 5,603,812 2.19%
76 1,173,882 5,730,496 2.19%
77 1,173,882 5,860,113 2.2%
78 1,173,882 5,992,719 2.2%
79 1,173,882 6,128,143 2.2%
80 1,173,882 6,266,661 2.2%
81 1,173,882 6,368,712 2.19%
我有興趣了解