• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

遠雄人壽 AI2 美滿金五利利率變動型增額終身壽險

  • 宣告利率
  • 增額型
  • 重大燒燙傷
  • 特定事故
  • 失能扶助
商品特色 商品條款

意外一級失能年領取扶助金;重大燒燙傷額外給付;開/搭汽車遇事故享創傷保障;海外身故保障倍增;國內大眾運輸保障額外給付;增額壽險繳費期滿快速增值;每年享有增值回饋分享金;身故保障給付自由選;老年住院醫療

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被保險人資料

性別

年齡(0~70歲)

保額(20.00~5000.00萬)

商品年期

領回時間

重新計算
宣告利率

2.25%

保額折扣

2.0000%

繳費方式(折扣)

自動轉賬1%

試算結果
  • 年繳保費:

    $ 196,198

  • 首年保費:

    $ 196,198

  • 續年保費:

    $ 196,198

  • 總繳金額:

    $ 1,961,980

  • 領回金額:

    $ 2,534,859

IRR

1.67%

淨報酬

572,879 /TWD

簡易試算表
年度 總繳保費 解約金 IRR
1 196,198 65,752 -66.47%
2 392,396 226,192 -31.54%
3 588,594 400,472 -18.04%
4 784,792 588,634 -11.16%
5 980,990 791,087 -7.07%
6 1,177,188 1,008,422 -4.39%
7 1,373,386 1,240,681 -2.53%
8 1,569,584 1,488,641 -1.16%
9 1,765,782 1,752,346 -0.14%
10 1,961,980 2,032,383 0.65%
11 1,961,980 2,077,495 0.89%
12 1,961,980 2,123,766 1.07%
13 1,961,980 2,171,213 1.21%
14 1,961,980 2,219,847 1.32%
15 1,961,980 2,269,489 1.4%
16 1,961,980 2,320,347 1.48%
17 1,961,980 2,372,244 1.54%
18 1,961,980 2,425,187 1.59%
19 1,961,980 2,479,386 1.63%
20 1,961,980 2,534,859 1.67%
21 1,961,980 2,591,619 1.71%
22 1,961,980 2,649,481 1.74%
23 1,961,980 2,708,658 1.77%
24 1,961,980 2,769,167 1.79%
25 1,961,980 2,831,026 1.81%
26 1,961,980 2,894,247 1.83%
27 1,961,980 2,958,643 1.85%
28 1,961,980 3,024,639 1.87%
29 1,961,980 3,092,045 1.88%
30 1,961,980 3,160,884 1.9%
31 1,961,980 3,231,377 1.91%
32 1,961,980 3,303,335 1.92%
33 1,961,980 3,376,775 1.93%
34 1,961,980 3,451,713 1.94%
35 1,961,980 3,528,381 1.95%
36 1,961,980 3,606,588 1.96%
37 1,961,980 3,686,347 1.97%
38 1,961,980 3,767,677 1.98%
39 1,961,980 3,850,816 1.98%
40 1,961,980 3,935,783 1.99%
41 1,961,980 4,022,819 2%
42 1,961,980 4,111,510 2%
43 1,961,980 4,202,097 2.01%
44 1,961,980 4,294,600 2.01%
45 1,961,980 4,389,041 2.02%
46 1,961,980 4,485,220 2.02%
47 1,961,980 4,583,606 2.03%
48 1,961,980 4,684,000 2.03%
49 1,961,980 4,786,198 2.04%
50 1,961,980 4,890,677 2.04%
51 1,961,980 4,997,234 2.04%
52 1,961,980 5,106,125 2.05%
53 1,961,980 5,216,911 2.05%
54 1,961,980 5,330,320 2.05%
55 1,961,980 5,445,908 2.05%
56 1,961,980 5,563,696 2.06%
57 1,961,980 5,683,956 2.06%
58 1,961,980 5,806,473 2.06%
59 1,961,980 5,931,272 2.06%
60 1,961,980 6,058,621 2.06%
61 1,961,980 6,188,310 2.07%
62 1,961,980 6,320,361 2.07%
63 1,961,980 6,454,803 2.07%
64 1,961,980 6,591,660 2.07%
65 1,961,980 6,731,205 2.07%
66 1,961,980 6,872,977 2.07%
67 1,961,980 7,017,248 2.07%
68 1,961,980 7,164,047 2.07%
69 1,961,980 7,313,147 2.07%
70 1,961,980 7,464,570 2.07%
71 1,961,980 7,618,349 2.07%
72 1,961,980 7,774,241 2.07%
73 1,961,980 7,932,534 2.07%
74 1,961,980 8,092,474 2.07%
75 1,961,980 8,254,594 2.07%
76 1,961,980 8,418,135 2.07%
77 1,961,980 8,582,841 2.07%
78 1,961,980 8,748,721 2.07%
79 1,961,980 8,915,517 2.07%
80 1,961,980 9,082,429 2.06%
81 1,961,980 9,179,803 2.05%
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