• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

中國人壽 6U7A 金美好美元利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
商品特色 商品 DM 商品條款

美元收付,資產配置更多元;一次繳費,終身享有保障;增值回饋分享金給付方式自由選

被保險人資料

性別

年齡(16~85歲)

保額(0.30~600.00萬)

商品年期

領回時間

重新計算
宣告利率

2.95%

保額折扣

0.7000%

繳費方式(折扣)

試算結果
  • 年繳保費:

    $ 99,346

  • 首年保費:

    $ 99,346

  • 續年保費:

    $ 0

  • 總繳金額:

    $ 99,346

  • 領回金額:

    $ 123,377

IRR

2.45%

淨報酬

24,031 /USD

簡易試算表
年度 總繳保費 解約金 IRR
1 99,346 74,213 -25.28%
2 99,346 76,843 -12.04%
3 99,346 103,120 1.27%
4 99,346 106,118 1.68%
5 99,346 109,201 1.92%
6 99,346 112,369 2.09%
7 99,346 116,622 2.33%
8 99,346 119,961 2.4%
9 99,346 123,377 2.45%
10 99,346 126,879 2.49%
11 99,346 130,466 2.52%
12 99,346 134,215 2.55%
13 99,346 138,049 2.58%
14 99,346 141,986 2.6%
15 99,346 146,025 2.62%
16 99,346 150,150 2.63%
17 99,346 154,386 2.64%
18 99,346 158,707 2.65%
19 99,346 163,131 2.66%
20 99,346 167,640 2.67%
21 99,346 172,269 2.67%
22 99,346 177,196 2.68%
23 99,346 182,235 2.69%
24 99,346 187,402 2.69%
25 99,346 192,705 2.7%
26 99,346 198,145 2.71%
27 99,346 203,713 2.71%
28 99,346 209,409 2.71%
29 99,346 215,234 2.72%
30 99,346 221,177 2.72%
31 99,346 227,241 2.72%
32 99,346 233,706 2.72%
33 99,346 240,350 2.73%
34 99,346 247,148 2.73%
35 99,346 254,099 2.73%
36 99,346 261,204 2.74%
37 99,346 268,481 2.74%
38 99,346 275,919 2.74%
39 99,346 283,494 2.74%
40 99,346 291,214 2.74%
41 99,346 299,079 2.74%
42 99,346 307,790 2.74%
43 99,346 316,732 2.75%
44 99,346 325,921 2.75%
45 99,346 335,349 2.76%
46 99,346 345,025 2.76%
47 99,346 354,948 2.76%
48 99,346 365,145 2.76%
49 99,346 375,589 2.77%
50 99,346 386,315 2.77%
51 99,346 397,281 2.77%
52 99,346 408,519 2.77%
53 99,346 420,048 2.77%
54 99,346 431,834 2.77%
55 99,346 443,858 2.77%
56 99,346 456,190 2.77%
57 99,346 468,752 2.77%
58 99,346 481,554 2.77%
59 99,346 494,628 2.77%
60 99,346 507,959 2.77%
61 99,346 521,469 2.77%
62 99,346 536,961 2.77%
63 99,346 552,905 2.78%
64 99,346 569,319 2.78%
65 99,346 586,203 2.78%
66 99,346 603,624 2.79%
67 99,346 621,516 2.79%
68 99,346 639,988 2.79%
69 99,346 658,972 2.8%
70 99,346 678,554 2.8%
71 99,346 698,692 2.8%
72 99,346 719,444 2.8%
73 99,346 740,777 2.81%
74 99,346 762,776 2.81%
75 99,346 785,424 2.81%
76 99,346 808,747 2.81%
77 99,346 832,752 2.81%
78 99,346 857,450 2.82%
79 99,346 882,882 2.82%
80 99,346 905,266 2.82%
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