• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

台灣人壽 01ULD8 吉美好美元利率變動型增額終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
商品特色 商品 DM 商品條款

滿足人生各階段保險需求;指定保險金分期給付,給付彈性規劃;美元收付多元配置,豐富資產幣別

被保險人資料

性別

年齡(16~80歲)

保額(0.30~600.00萬)

商品年期

領回時間

重新計算
宣告利率

2.95%

保額折扣

0.5000%

繳費方式(折扣)

無折扣

試算結果
  • 年繳保費:

    $ 99,443

  • 首年保費:

    $ 99,443

  • 續年保費:

    $ 0

  • 總繳金額:

    $ 99,443

  • 領回金額:

    $ 123,230

IRR

2.43%

淨報酬

23,787 /USD

簡易試算表
年度 總繳保費 解約金 IRR
1 99,443 74,245 -25.32%
2 99,443 76,842 -12.08%
3 99,443 103,121 1.23%
4 99,443 106,090 1.65%
5 99,443 109,141 1.89%
6 99,443 112,275 2.06%
7 99,443 116,515 2.3%
8 99,443 119,828 2.37%
9 99,443 123,230 2.43%
10 99,443 126,721 2.47%
11 99,443 130,304 2.5%
12 99,443 133,988 2.53%
13 99,443 137,762 2.55%
14 99,443 141,637 2.57%
15 99,443 145,601 2.59%
16 99,443 149,670 2.6%
17 99,443 153,842 2.61%
18 99,443 158,121 2.62%
19 99,443 162,507 2.63%
20 99,443 167,000 2.64%
21 99,443 171,608 2.65%
22 99,443 176,331 2.65%
23 99,443 181,185 2.66%
24 99,443 186,163 2.66%
25 99,443 191,282 2.67%
26 99,443 196,534 2.67%
27 99,443 201,934 2.67%
28 99,443 207,481 2.68%
29 99,443 213,178 2.68%
30 99,443 219,022 2.68%
31 99,443 225,027 2.68%
32 99,443 231,199 2.69%
33 99,443 237,523 2.69%
34 99,443 244,009 2.69%
35 99,443 250,644 2.69%
36 99,443 257,446 2.69%
37 99,443 264,419 2.69%
38 99,443 271,572 2.69%
39 99,443 278,921 2.69%
40 99,443 286,461 2.7%
41 99,443 294,198 2.7%
42 99,443 302,111 2.7%
43 99,443 310,199 2.7%
44 99,443 318,463 2.7%
45 99,443 326,906 2.69%
46 99,443 335,528 2.69%
47 99,443 344,348 2.69%
48 99,443 353,355 2.69%
49 99,443 362,564 2.69%
50 99,443 371,983 2.69%
51 99,443 381,612 2.69%
52 99,443 391,461 2.69%
53 99,443 401,552 2.68%
54 99,443 411,883 2.68%
55 99,443 422,484 2.68%
56 99,443 433,372 2.68%
57 99,443 444,572 2.68%
58 99,443 456,123 2.68%
59 99,443 468,039 2.68%
60 99,443 480,372 2.67%
61 99,443 493,162 2.67%
62 99,443 507,809 2.68%
63 99,443 522,881 2.68%
64 99,443 538,411 2.69%
65 99,443 554,401 2.69%
66 99,443 570,867 2.7%
67 99,443 587,817 2.7%
68 99,443 605,280 2.71%
69 99,443 623,245 2.71%
70 99,443 641,746 2.71%
71 99,443 660,810 2.72%
72 99,443 680,429 2.72%
73 99,443 700,639 2.73%
74 99,443 721,443 2.73%
75 99,443 742,862 2.73%
76 99,443 764,923 2.74%
77 99,443 787,627 2.74%
78 99,443 811,016 2.74%
79 99,443 835,095 2.75%
80 99,443 859,891 2.75%
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