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遠雄人壽 DZ3 新美滿永樂利率變動型增額終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
商品特色 商品條款

被保險人資料

性別

年齡(16~60歲)

保額(10.00~6000.00萬)

商品年期

領回時間

重新計算
外匯換算new

外幣兌台幣資料表,實際資料以各銀行兌換利率為準。

(來源:期交所)
新臺幣
宣告利率

2.25%

保額折扣

2.0000%

繳費方式(折扣)

自動轉賬1%

試算結果
  • 年繳保費:

    $ 68,837

  • 首年保費:

    $ 68,837

  • 續年保費:

    $ 68,837

  • 總繳金額:

    $ 1,376,740

  • 領回金額:

    $ 1,929,599

外匯換算new

外幣兌台幣資料表,實際資料以各銀行兌換利率為準。

(來源:期交所)
新臺幣
IRR

1.65%

淨報酬

552,859 /TWD

這是依據你設定的領回時間所計算出來的,會依照年度變化。詳細的預估表請參考下方的簡易試算表。

簡易試算表
年度 總繳保費 解約金 IRR
2 137,674 52,951 -49.03%
3 206,511 110,441 -28.17%
4 275,348 172,776 -17.78%
5 344,185 239,844 -11.79%
6 413,022 311,811 -7.97%
7 481,859 388,691 -5.36%
8 550,696 470,787 -3.48%
9 619,533 549,847 -2.38%
10 688,370 625,637 -1.73%
11 757,207 730,876 -0.58%
12 826,044 813,289 -0.22%
13 894,881 897,607 0.06%
14 963,718 983,747 0.29%
15 1,032,555 1,071,846 0.48%
16 1,101,392 1,161,946 0.64%
17 1,170,229 1,254,075 0.78%
18 1,239,066 1,348,260 0.9%
19 1,307,903 1,444,543 1%
20 1,376,740 1,543,075 1.09%
21 1,376,740 1,577,713 1.19%
22 1,376,740 1,613,344 1.27%
23 1,376,740 1,649,845 1.34%
24 1,376,740 1,687,091 1.4%
25 1,376,740 1,725,235 1.46%
26 1,376,740 1,764,302 1.51%
27 1,376,740 1,804,309 1.55%
28 1,376,740 1,845,088 1.59%
29 1,376,740 1,886,846 1.62%
30 1,376,740 1,929,599 1.65%
31 1,376,740 1,973,179 1.68%
32 1,376,740 2,017,767 1.71%
33 1,376,740 2,063,431 1.73%
34 1,376,740 2,110,130 1.75%
35 1,376,740 2,157,934 1.77%
36 1,376,740 2,206,841 1.79%
37 1,376,740 2,256,673 1.81%
38 1,376,740 2,307,677 1.82%
39 1,376,740 2,359,993 1.84%
40 1,376,740 2,413,344 1.85%
41 1,376,740 2,467,882 1.87%
42 1,376,740 2,523,854 1.88%
43 1,376,740 2,580,876 1.89%
44 1,376,740 2,639,195 1.9%
45 1,376,740 2,699,004 1.91%
46 1,376,740 2,759,931 1.92%
47 1,376,740 2,822,431 1.93%
48 1,376,740 2,886,298 1.94%
49 1,376,740 2,951,585 1.95%
50 1,376,740 3,018,502 1.96%
51 1,376,740 3,086,660 1.96%
52 1,376,740 3,156,515 1.97%
53 1,376,740 3,227,889 1.98%
54 1,376,740 3,301,001 1.99%
55 1,376,740 3,375,701 1.99%
56 1,376,740 3,452,015 2%
57 1,376,740 3,530,178 2%
58 1,376,740 3,609,997 2.01%
59 1,376,740 3,691,735 2.01%
60 1,376,740 3,775,197 2.02%
61 1,376,740 3,860,440 2.02%
62 1,376,740 3,947,945 2.03%
63 1,376,740 4,037,273 2.03%
64 1,376,740 4,128,477 2.04%
65 1,376,740 4,221,806 2.04%
66 1,376,740 4,317,316 2.05%
67 1,376,740 4,415,048 2.05%
68 1,376,740 4,514,794 2.05%
69 1,376,740 4,617,107 2.06%
70 1,376,740 4,721,518 2.06%
71 1,376,740 4,828,330 2.06%
72 1,376,740 4,937,557 2.07%
73 1,376,740 5,049,020 2.07%
74 1,376,740 5,163,256 2.07%
75 1,376,740 5,280,073 2.08%
76 1,376,740 5,399,498 2.08%
77 1,376,740 5,521,339 2.08%
78 1,376,740 5,646,173 2.09%
79 1,376,740 5,774,044 2.09%
80 1,376,740 5,867,981 2.08%