• 試算結果
  • 保險資訊
  • 進一步了解
  • 完成

中國人壽 5IID 大發富利利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 內含豁免
商品特色 商品 DM

被保險人資料

性別

年齡(16~75歲)

保額(5.00~20000.00萬)

商品年期

領回時間

重新計算
宣告利率

1.8%

保額折扣

2.5000%

繳費方式(折扣)

轉賬1%

試算結果
  • 年繳保費:

    $ 194,697

  • 首年保費:

    $ 194,697

  • 續年保費:

    $ 194,697

  • 總繳金額:

    $ 1,168,182

  • 領回金額:

    $ 1,381,439

IRR

1.36%

淨報酬

213,257 /TWD

簡易試算表
年度 總繳保費 解約金 IRR
1 194,697 94,657 -51.37%
2 389,394 265,297 -23%
3 584,091 459,559 -11.5%
4 778,788 677,825 -5.46%
5 973,485 920,527 -1.84%
6 1,168,182 1,176,463 0.22%
7 1,168,182 1,208,476 0.77%
8 1,168,182 1,228,948 0.94%
9 1,168,182 1,249,645 1.06%
10 1,168,182 1,270,606 1.14%
11 1,168,182 1,291,800 1.2%
12 1,168,182 1,313,833 1.26%
13 1,168,182 1,336,137 1.3%
14 1,168,182 1,358,670 1.33%
15 1,168,182 1,381,439 1.36%
16 1,168,182 1,404,450 1.39%
17 1,168,182 1,427,667 1.41%
18 1,168,182 1,451,085 1.42%
19 1,168,182 1,474,672 1.44%
20 1,168,182 1,498,389 1.45%
21 1,168,182 1,522,313 1.45%
22 1,168,182 1,548,054 1.47%
23 1,168,182 1,574,135 1.48%
24 1,168,182 1,600,476 1.49%
25 1,168,182 1,627,160 1.5%
26 1,168,182 1,654,148 1.5%
27 1,168,182 1,681,402 1.51%
28 1,168,182 1,708,889 1.52%
29 1,168,182 1,736,565 1.52%
30 1,168,182 1,764,312 1.52%
31 1,168,182 1,792,206 1.53%
32 1,168,182 1,822,439 1.53%
33 1,168,182 1,852,956 1.54%
34 1,168,182 1,883,807 1.54%
35 1,168,182 1,914,905 1.55%
36 1,168,182 1,946,237 1.55%
37 1,168,182 1,977,802 1.55%
38 1,168,182 2,009,518 1.55%
39 1,168,182 2,041,383 1.56%
40 1,168,182 2,073,299 1.56%
41 1,168,182 2,105,263 1.56%
42 1,168,182 2,142,063 1.56%
43 1,168,182 2,179,356 1.57%
44 1,168,182 2,217,192 1.57%
45 1,168,182 2,255,527 1.57%
46 1,168,182 2,294,407 1.58%
47 1,168,182 2,333,757 1.58%
48 1,168,182 2,373,617 1.58%
49 1,168,182 2,413,950 1.59%
50 1,168,182 2,454,717 1.59%
51 1,168,182 2,495,916 1.59%
52 1,168,182 2,537,516 1.59%
53 1,168,182 2,579,514 1.6%
54 1,168,182 2,621,868 1.6%
55 1,168,182 2,664,496 1.6%
56 1,168,182 2,707,397 1.6%
57 1,168,182 2,750,532 1.6%
58 1,168,182 2,793,811 1.6%
59 1,168,182 2,837,149 1.6%
60 1,168,182 2,880,502 1.6%
61 1,168,182 2,923,688 1.59%
62 1,168,182 2,975,111 1.6%
63 1,168,182 3,027,033 1.6%
64 1,168,182 3,079,462 1.6%
65 1,168,182 3,132,424 1.61%
66 1,168,182 3,185,896 1.61%
67 1,168,182 3,239,794 1.61%
68 1,168,182 3,294,210 1.61%
69 1,168,182 3,349,055 1.61%
70 1,168,182 3,404,337 1.61%
71 1,168,182 3,460,003 1.61%
72 1,168,182 3,516,154 1.61%
73 1,168,182 3,572,653 1.61%
74 1,168,182 3,629,596 1.61%
75 1,168,182 3,686,843 1.61%
76 1,168,182 3,744,474 1.61%
77 1,168,182 3,802,320 1.61%
78 1,168,182 3,860,014 1.61%
79 1,168,182 3,916,387 1.61%
80 1,168,182 3,956,158 1.6%
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