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元大人壽 FZ 美鑫利多美元利率變動型終身壽險

  • 宣告利率
  • 增額型
  • 分期給付
商品特色 商品 DM 商品條款

被保險人資料

性別

年齡(0~65歲)

保額(0.10~200.00萬)

商品年期

領回時間

重新計算
外匯換算new

外幣兌台幣資料表,實際資料以各銀行兌換利率為準。

(來源:期交所)
新臺幣
宣告利率

3.5%

保額折扣

3.0000%

繳費方式(折扣)

自動轉賬1%

試算結果
  • 年繳保費:

    $ 9,664

  • 首年保費:

    $ 9,664

  • 續年保費:

    $ 9,664

  • 總繳金額:

    $ 193,280

  • 領回金額:

    $ 519,005

外匯換算new

外幣兌台幣資料表,實際資料以各銀行兌換利率為準。

(來源:期交所)
新臺幣
IRR

3.25%

淨報酬

325,725 /USD

這是依據你設定的領回時間所計算出來的,會依照年度變化。詳細的預估表請參考下方的簡易試算表。

簡易試算表
年度 總繳保費 解約金 IRR
2 19,328 7,696 -47.69%
3 28,992 16,283 -26.18%
4 38,656 25,777 -15.55%
5 48,320 36,217 -9.45%
6 57,984 47,652 -5.57%
7 67,648 60,107 -2.94%
8 77,312 73,614 -1.08%
9 86,976 88,222 0.3%
10 96,640 102,032 1%
11 106,304 115,432 1.38%
12 115,968 129,305 1.68%
13 125,632 143,674 1.91%
14 135,296 158,556 2.11%
15 144,960 173,952 2.26%
16 154,624 189,907 2.39%
17 164,288 206,419 2.5%
18 173,952 223,515 2.59%
19 183,616 241,238 2.68%
20 193,280 259,597 2.75%
21 193,280 268,738 2.81%
22 193,280 278,201 2.86%
23 193,280 288,018 2.91%
24 193,280 298,179 2.95%
25 193,280 308,695 2.99%
26 193,280 319,575 3.02%
27 193,280 330,838 3.05%
28 193,280 342,491 3.07%
29 193,280 354,548 3.09%
30 193,280 367,057 3.12%
31 193,280 379,997 3.13%
32 193,280 393,388 3.15%
33 193,280 407,243 3.17%
34 193,280 421,613 3.18%
35 193,280 436,480 3.2%
36 193,280 451,861 3.21%
37 193,280 467,775 3.22%
38 193,280 484,274 3.23%
39 193,280 501,344 3.24%
40 193,280 519,005 3.25%
41 193,280 537,312 3.26%
42 193,280 556,252 3.27%
43 193,280 575,843 3.27%
44 193,280 596,152 3.28%
45 193,280 617,159 3.29%
46 193,280 638,890 3.3%
47 193,280 661,412 3.3%
48 193,280 684,709 3.31%
49 193,280 708,852 3.31%
50 193,280 733,824 3.32%
51 193,280 759,703 3.32%
52 193,280 786,465 3.33%
53 193,280 814,200 3.33%
54 193,280 842,882 3.34%
55 193,280 872,602 3.34%
56 193,280 903,334 3.35%
57 193,280 935,180 3.35%
58 193,280 968,108 3.35%
59 193,280 1,002,222 3.36%
60 193,280 1,037,561 3.36%
61 193,280 1,074,105 3.37%
62 193,280 1,111,960 3.37%
63 193,280 1,151,169 3.37%
64 193,280 1,191,711 3.37%
65 193,280 1,233,702 3.38%
66 193,280 1,277,192 3.38%
67 193,280 1,322,156 3.38%
68 193,280 1,368,721 3.39%
69 193,280 1,416,943 3.39%
70 193,280 1,466,875 3.39%
71 193,280 1,518,497 3.39%
72 193,280 1,571,948 3.4%
73 193,280 1,627,288 3.4%
74 193,280 1,684,584 3.4%
75 193,280 1,743,899 3.4%
76 193,280 1,805,302 3.4%
77 193,280 1,868,866 3.41%
78 193,280 1,934,660 3.41%
79 193,280 2,002,756 3.41%
80 193,280 2,073,124 3.41%
81 193,280 2,119,818 3.39%